Thread giving me stuff to think about as I had two very close calls with deer this year in my car. One I dropped anchor for and one I swerved around
Off the road
- Thread starter ToSlow
- Start date
Relax
Well-known member
I heard this straight from my State Farm/Desjardins agent.
I didn't take a hit on my rates.........but at renewal time, I like to shop around. Now this has a negative effect, and no one seems to know how to get rid of it.
This is not true of all of them. I was able to discuss a possible claim without having it locked in. Their response was so lame I didn't go through on it.
Might also depend on your broker and the relationship you may have . We have had the same Gal at three different companies ( we follow her) . I can get “off the record “ conversations with her that leaves no paper trail . Many of the new style mega brokers where your call may be recorded for training purposes could be quite different .
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Sent from my iPhone using GTAMotorcycle.com
I can't get the vid to load, but the first car on the opposite lane was waiting to make a left across my lane, the car going around him couldn't get stopped so decided to turn right into my lane leaving me the choice to hit him or go in the ditch.
The roads conditions were crappy
The roads conditions were crappy
Had you hit them it would not be because you drove into the ditch it became your fault. It is messed up but that's the way it works.
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It was a game of chicken and you bailed.
AllistonGT
Well-known member
Careless is a catch all. Go to court. Easy to get reduced.
That's what happened with my wife when she crashed her scooter in a single vehicle accident (low speed, low side in a round about) this year. I met with prosecutor and got it reduced, then in court the Judge was merciful and tossed it altogether after the prosecutor recounted the fact she was currently in surgery for the second time due to said accident hence why I was representing.
It is sick when you are in an advantaged position if you suck in your guts and hit another vehicle head on, killing or maiming a bunch of kids and their mother instead of taking the shoulder of the road and ditch at your expense. It's a knee-jerk action.
This is the kind of BS that results from insurers having full control of rules and rates. Couple that with pathetic and sometimes invalid training and we have Ontario.
The self centred logic is appalling.
If someone took my car can I just take yours?
Absolutely not!
If someone took my lane can I just take yours?
Absolutely not!
If someone took your lane can you just take mine?
Yes. You don't matter. I'm in a hurry.
Since the ditch wreck was minor it would have been decent if the oncoming diver at fault stopped and offered to pay for the damage.
Mileage be damned. Drive an old 3500 series dump truck with a snow plow blade.
Can ToSlow pursue civil action for damages and future costs (Insurance)?
