Thread giving me stuff to think about as I had two very close calls with deer this year in my car. One I dropped anchor for and one I swerved around
Unfortunately, with the way fault determination rules are written ... "if someone else is going to make you crash, always hit them"
I didn't take a hit on my rates.........but at renewal time, I like to shop around. Now this has a negative effect, and no one seems to know how to get rid of it.They shouldn't have. Friend was hit by a deer in his 2 week old GTI last month. No increase or penalty to his insurance rate.
This is not true of all of them. I was able to discuss a possible claim without having it locked in. Their response was so lame I didn't go through on it.As soon as you talk to them the put the at fault in their system. At least that was what I was told.
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Had you hit them it would not be because you drove into the ditch it became your fault. It is messed up but that's the way it works.I for the life of me can't figure out how this is my fault?
It was a game of chicken and you bailed.I for the life of me can't figure out how this is my fault?
Careless is a catch all. Go to court. Easy to get reduced.Same issue happened to friends daughter , new driver forced off road , OPP consider it a new driver mistake , she clipped a tree rather than the truck , she gets charged with careless driving .
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