I am opening a Big Can of Beans here, but who cares. If it helps us snowbirds, why not. There is an Insurance company in the USA which will insure Canadian Plated Vehicles [cars, trucks, bikes, trikes, etc] at a much lower cost than the industry can up here. I will not name the company or companies here but you can google USA insurance companies and it will show up. You have to spend five to six months down there and they will cover the other six months up here. There have been many Canadians which have gone that way. Savings ar less than half to a bit more than half of what we pay up here. Free Trade is what the USA insurance industry motto is. I only found out this winter but it has been in effect down there for a year or so prior. I know of several persons who have switched to US insurance. Mine is up at the end of the month and thinking seriously of saying adios to the Canadian motorcycle insurance industry. I moved from Brampton to a very small place north west of Barry and Riders Plus charged me seven dollars more on my existing policy for one month. Way to go ECHELON ins.