They tried jacking my rates. I called my agent and said ‘Nope, try again’. They lowered my rates. Problem solved....for now.
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How much do you pay for insurance?
- Thread starter CHRIS63
- Start date
They tried jacking my rates. I called my agent and said ‘Nope, try again’. They lowered my rates. Problem solved....for now.
AllistonGT
Well-known member
Where are you located? I paid $1300 last spring. Waiting for my renewal. Should arrive within the next 2 weeks.
Hamilton.
For auto and home try economical insurance. I used to have car and home with RBC and paid 2300 for my car. I called around and found that economical insurance had a great deal. They quoted me 1200 for the car if I also included my home insurance as well.
My renewal paper came for my bike not too long ago from riderplus through echelon and it went up a few bucks. I shopped around but my renewal was still better. My friend owns the same bike and he pays 350 and lives in Grimsby while I am paying 463 in Hamilton.
Btw I tried to get a quote with your bike and it came back at 1300 through riderplus, 39 yo no ticket.
ifiddles
Well-known member
$799 for a 2015 FZ07...female, 53, M since 2014, Milton, totaled my FZ6R in 2016, one ticket for speeding (reduced but I can't remember to what) from 2018 and one for not fully stopping at a stop sign from 2019...2 bikes (mine & hubby's), 2 vehicles (mine & hubby's) plus house with TDMM...down from $960 last few years...only rode about 4,000 km last year...
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2 tickets and that rate? lol. blessed.
M2 since 2014?
Doesn't the M2 expire after 5yrs?
Ask them to lower it I have done that in the past as well and they came back around half. They will send it to underwriting and it can be better.
Sent from my couch using my thumbs
Relax
Well-known member
Allstate, or all insurers do this?
I have done it with cooperators and katatonic has done it with all state so most must do it.
Sent from my couch using my thumbs
Mad Mike
Well-known member
Yikes! Most FJR riders I’ve met are sub $1000
Mad Mike
Well-known member
TDMM runs abstracts every few years. They can be very nasty when they find a “material change in risk”. I’ve seen them double rates and cancel policies for 3 ticket drivers.
If they find a criminal driving conviction, licence suspension or too many demerits they might cancel policies for everyone they insure listed at your address.
Chameleon
Well-known member
31, Male, Single, 1st year with my M2
Scarborough, near the Bluffs
2019 Husky Svartpilen 401
2 prior speeding tickets, 15 over
$2800ish with Desjardins (which I had to pay upfront :/ )
But I actually just moved to West Hill area and they're sending me a bit of a refund. Almost $200.
Scarborough, near the Bluffs
2019 Husky Svartpilen 401
2 prior speeding tickets, 15 over
$2800ish with Desjardins (which I had to pay upfront :/ )
But I actually just moved to West Hill area and they're sending me a bit of a refund. Almost $200.
Relax
Well-known member
So much more than that missing from some of these (myself included):
Motorcycle year, make, and model
Any customizations
Motorcycle value
Usage (commuting or pleasure)
Commuting distance
Annual mileage
M/M2/M1 licensed since when
Age
Marital status
Location
Traffic ticket history
Claims history
Collision deductible
Comprehensive deductible
Liability coverage (Ontario minimum is only $200,000)
Separate umbrella liability policy?
Discount for motorcycle course?
Discount for bundling with home/auto/other?
Discount for professional associations or employee benefits?
Insurance cancellation?
Insurance fraud?
no_vtec
Active member
Update to this:
Update to this, now paying $815/yr with TD. Best rate by far because I bundled with my car. Even without bundling it looked like a pretty decent rate.
WunderCat
Member
26, male, got M1 2 years ago(March), M2(2 years ago July).
2019 CB300R,
Riders Plus - Echelon. Paid ~$1900 for a year. Renewal is coming up soon. Hopefully will drop a bit because I am also planning to take a M before renewal.
I am also casually thinking of upgrading to XSR700 or Bolt but insurance will go up to $3000-3500 with M.
2019 CB300R,
Riders Plus - Echelon. Paid ~$1900 for a year. Renewal is coming up soon. Hopefully will drop a bit because I am also planning to take a M before renewal.
I am also casually thinking of upgrading to XSR700 or Bolt but insurance will go up to $3000-3500 with M.
yeah you wont see any savings with M even with a course (if you did it for M2)
sburns
Well-known member
I've played that game and I haven't seen real savings there. You can end up pay $500 more for deducible for something like $25 off ?
?, not worth it.|
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