|
|
|
How much do you pay for insurance?
- Thread starter CHRIS63
- Start date
I never called them for a quote because at the time i didn't meet the requirements.Good, so was I.
what bike did they tell you was restricted?
Few friends have Fireblades insured with them, mid 20s, in Toronto, paying less than $1,500/yr as i recall.
Relax
Well-known member
51 in Port Credit, GM licensed and insured with State Farm/Desjardins for over 30 years, but no moto insurance between 2003-2006. My 2015 Ducati 821 Hyperstrada is $513/yr for comprehensive only ($500 deductible), and $300,000 liability (I have an additional $1M liability umbrella policy for $274/yr that covers everything I insure with them). My 2007 Aprilia SXV450 is $358, same coverage. I don't believe in having collision coverage on motorcycles, even though it doesn't save much. Keeps me from doing stupid(er) stuff.
I've compared at every renewal, and never found anyone cheaper for any of my bikes except my vintage Hawk. Multiple quotes from different brokers for Wawanessa and they usually recommend a different insurer for the lowest price (still more than Desjardins). I think the key with Desjardins is keeping the policy for more than a few years because it takes time for all the discounts to kick in. For example, the Hyperstrada on a brand new policy with Desjardins would have been a few hundred more.
I've compared at every renewal, and never found anyone cheaper for any of my bikes except my vintage Hawk. Multiple quotes from different brokers for Wawanessa and they usually recommend a different insurer for the lowest price (still more than Desjardins). I think the key with Desjardins is keeping the policy for more than a few years because it takes time for all the discounts to kick in. For example, the Hyperstrada on a brand new policy with Desjardins would have been a few hundred more.
Last edited:
I am 48, but thank you. This illustrates my point exactly, how insurers tend to paint everyone with the same brush. There's a disproportionate fixation on the bike (class, CC's, # of R's in the model name) over the rider (age, yrs exp., # of tickets/claims) in determining overall risk.Also, you bought a bike called a "Ninja"...
What are you? Five?
Ouch, $1300 for a 300. Definitely time to shop around
Sent from my iPhone using GTAMotorcycle.com mobile app
Yep Wawanesa is one of our insurance options and have awesome rates for riders with more experience
?️ They do have a 999cc cap for sport bikes so they wont insure a Hayabusa for example. Each insurance company has their own "fit" so the more options a broker has to compare against, the better the final rate will be for you.
maybe, maybe not. some dont care about those kind of tickets, some wont pull your record for renewal.
Trials
Well-known member
15 over in a Jeep, wow that cop must feel really proud for doing such a great job of keeping the roads safe from Jeeps going 15kph
faster then the posted speed limit. Our hero
48Connor
Well-known member
To his credit the 15 over was marked down from my actual speed. At 3:30am this guy was parked doing radar just outside of town and got me at 127 in an 80.15 over in a Jeep, wow that cop must feel really proud for doing such a great job of keeping the roads safe from Jeeps going 15kph
3 ticks shy of a walk home, close one.
48Connor
Well-known member
Yeah, good thing I let off coming over that hill
no_vtec
Active member
Man it just seems to go higher and higher every time I get a quote. I'll probably end up bundling with my car and saving a tiny bit.
Not many people left for me to call for quotes.
Not many people left for me to call for quotes.
Karfanatik
Well-known member
Do you have any rider training?
no_vtec
Active member
Just the M1 exit course
$1609. Allstate. Renewal came this morning.
'19 FJR 1300.
65y/o. No claims. Last ticket is >3y/o.
My daily (up ~$200) and house ins with them.
I'm going shopping.
'19 FJR 1300.
65y/o. No claims. Last ticket is >3y/o.
My daily (up ~$200) and house ins with them.
I'm going shopping.
|
|
|
|
|