For ***** and giggles, I changed the vehicle insured for this quote from the Model S, to my 2016 F150, and changed nothing else in the insurance quote, the price dropped by more than $2,000/yr on the pay as you go insurance and it dropped by $3,000/yr on the traditional insurance.
My truck is currently averaging $0.22/km this year...
So with the 2k km estimate as a secondary vehicle... the Tesla would save me $440 on gas... while costing me $2,000 more in insurance (vs a secondary F150)... for a net loss of $1,560.
If I were to not need my truck for work and were looking to daily drive the vehicle instead, and went with traditional insurance, I would have to drive 13,600 km in the Tesla, to break even on the $3,000 difference in the fuel cost.
Both maths assume that electricity costs is zero which obviously isnt the case, I just don't know how much it would cost to charge the thing nor do I care because I think the point is pretty clear... insurance is ******* ridiculous on this thing and kills the deal. Wtf is going on there?