18 years old, m1 soon to get m2 and soon to getting G2 in November. What should i expect if I was going for 50cc scooter insurance? I've heard that it's ridiculously cheap.
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50cc scooter insurance
- Thread starter gixxer93
- Start date
Really?
The MOT website says that all motorized vehicles on the road need insurance. Can you provide a link proving your point?
he is absolutely wrong.
any motorized vehicle needs to be properly licensed and insured.
the only exception are e-bikes.
the MTO website explains this clearly.
TorontoBoy
Well-known member
I am unsure about your age, so you'll need to phone, but I would guess $350/yr. You need insurance for any motorized vehicle except an e-bike (classified like a bicycle).
gamma1
Well-known member
I have a Yamaha BWS R that I ride and ensure. I can tell you that a 50cc scooter MUST have insurance and you must have at least an LCM license to be able to ride it on the road.
I'm curious as to where people get the idea that you don't need insurance for a scooter under 50cc?
I'm curious as to where people get the idea that you don't need insurance for a scooter under 50cc?
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gamma1
Well-known member
Rukus is right.
I have the Yamaha because it gives me a discount on my car insurance because it puts me in the multiple vehicle discount group. Costs me $123 a year and gets me 10% off of my other vehicles. In you case I would guess also that you would be in the $300 to $500 range for insurance.
As far as i know there are no manufacturers making scooters below 49cc. Honda, Yamaha and Benelli all have 49cc scooters. All of which require licensing and insurance.
Not sure where you got your misinformation.....
b/c prior to november 2005, you were allowed to ride a moped/LSM without insurance (iirc)
I've been calling out insurance recently as I'm hoping to get a new bike and when I was considering the 50cc scooter instead of a bike (commuting primarily) the 50cc came in around $250/year (not including theft, etc). I'm 31M with a clean G at this stage. Out of all the insurance companies I called/checked online...Scotia had the best rates hands down for my needs.
That was more like 1975 but way back mopeds didn't need insurance. That is why there are so many old moped around and no new ones.
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