23 M1 S1000RR $12000/yr | Page 3 | GTAMotorcycle.com

23 M1 S1000RR $12000/yr

Evoex

The God
Site Supporter
Regardless of how the op can afford the bike and insurance, which insurance company will even write that policy?
A person cannot be denied insurance in Ontario. Eventually you'll find a company that insurers that model and they'll quote you accordingly. This is clearly the 'go away' price, they win either way.
 

Trials

Well-known member
5 grand spread on an annual insurance quote!
Thank goodness our rates are government regulated :ROFLMAO:
 

LePhillou

Well-known member
Site Supporter
With that insurance premium, he could buy a new motorcycle every year.

This makes me sad inside.So many bikes i could try out with that kind of money

Anyways, ride safe OP!
 

LePhillou

Well-known member
Site Supporter
Next time,
buy a crappy little scooter when you are 16 and insure it,
by the time you are 23 and married your minimal insurance rate on that super nice BMW would be about about 800$ per year.
... assuming you don't get tickets.
Words to live by, for those time travelers among us on GTAM
 

bocutter

Well-known member
Site Supporter
Next time,
buy a crappy little scooter when you are 16 and insure it,
by the time you are 23 and married your minimal insurance rate on that super nice BMW would be about about 800$ per year.
... assuming you don't get tickets.
Did that 51 years ago. Still have it. Crappy little scooter is about $800 per year ...
... no tickets or at faults.
 

GreyGhost

Well-known member
Site Supporter
Next time,
buy a crappy little scooter when you are 16 and insure it,
by the time you are 23 and married your minimal insurance rate on that super nice BMW would be about about 800$ per year.
... assuming you don't get tickets.
That almost makes sense, but finding $1000++ a year to insure your crappy scooter when you are 16 isn't easy.
 

Joe Bass

*probably eating right now*
Site Supporter
Sorry if this is rude, r u guys too old to understand emoji? :sneaky:
I'm old and I read it as "I'm joking".

Sent from my Pixel 3a using Tapatalk
 

PrivatePilot

Ironus Butticus
Site Supporter
I just got a $7k quote today and I'm taking it.
Almost $600/month. Wow. Steep price to pay for 2 or 3 weeks of riding season left (realistically) before you get the pleasure of paying that premium for another ~6 months before you get the bike out again.

Regardless of how the op can afford the bike and insurance, which insurance company will even write that policy?
Curious to know as well.

Next time,
buy a crappy little scooter when you are 16 and insure it,
by the time you are 23 and married your minimal insurance rate on that super nice BMW would be about about 800$ per year.
... assuming you don't get tickets.
Earns cheaper insurance. Doesn't do squat for actually learning anything from experience if that little scooter never actually moves and is only there to build insurance history.

Did that 51 years ago. Still have it. Crappy little scooter is about $800 per year ...
... no tickets or at faults.
Like Trials said, you're getting raped. Call some brokers. I'm paying <$500/year on my 1300, much less $800 for a scooter!
 

Trials

Well-known member
.... Doesn't do squat for actually learning anything from experience if that little scooter never actually moves and is only there to build insurance history.
Ever rode one? They are a blast!
I bought a nice Honda C90 for 200$ once, who wouldn't want to ride the tyres off a scooter?

oh wait :| probably Seven would not want to be seen dead on one
 

Trials

Well-known member
Best luck with your motorcycle experience Seven (y) that's a real nice motorcycle you have there,
1000rr would have been my second choice when I bought my MV Agusta,
but I liked the 50 pound lighter machine with narrow hips and nicer curves way better.
 

PrivatePilot

Ironus Butticus
Site Supporter
Ever rode one? They are a blast!
Yep, they are fun. But yes, the OP wouldn't be caught dead on one I'm sure. And the person who made the scooter suggestion seemed suggestive of the fact you just buy it, park it, and gain the "Experience" (for insurance purposes) that way. Which is just 'experience on paper' in the end, nothing actual real. Still heads out on the roads on that shiny new (albeit cheaply insured SS) as a statistic waiting to happen.
 

roadrash

Well-known member
Next time,
buy a crappy little scooter when you are 16 and insure it,
by the time you are 23 and married your minimal insurance rate on that super nice BMW would be about about 800$ per year.
... assuming you don't get tickets.
I like "next time". Hope I remember
 

KWDRZ

Well-known member
The rare case its almost cheaper to get caught and pay the fine for no insurance lolz (don't do that)
 

Mad Mike

Well-known member
I'm not sure if this is a joke or not -- an M1 rider shopping for anything with an RR is comical to me. I'd ask the BMW dealer will toss in a free funeral plot with the bike.

I read the crap on 'maybe he's a pro rider' -- I'm doubting that, he wouldn't be asking a bunch internet Joes for advice.

Good luck with the ride, hope don't see you name on one of our sadder forums.
 
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