23 M1 S1000RR $12000/yr | GTAMotorcycle.com

23 M1 S1000RR $12000/yr

724428924

Member
I'm 23 married with a clean history for my G license. Passed M1 a month ago and passed RTI's M1X course 2 weeks ago.
I want to ride a bit before the season is over so I couldn't wait for my M2.
Called RBC, riders plus, echelon, intact, told me they don't take bikes over 800cc. Desjardin has an age limit.
Only TD will give me a chance only if I write a paper application and mail it to them for evaluation, but they are asking for $12000/yr.
 

blackcamaro

Well-known member
23, newly licensed and a litre bike just isn’t going to fly with the insurance companies. You will need to find something much tamer for the next 5 years or so. A 600 supersport isn’t going to be to far off that price either.

* I personally try not to harp on the beginner bike stuff BUT an S1000RR is pretty serious. You can get yourself hurt real quick. Get some riding time under your belt first.
 

regder

Well-known member
Site Supporter

724428924

Member
23, newly licensed and a litre bike just isn’t going to fly with the insurance companies. You will need to find something much tamer for the next 5 years or so. A 600 supersport isn’t going to be to far off that price either.

* I personally try not to harp on the beginner bike stuff BUT an S1000RR is pretty serious. You can get yourself hurt real quick. Get some riding time under your belt first.
I was prepared to be quoted for something like $7000/yr, but damn, 12k really surprised me. I'd rather pay twice as much for the bike itself and have cheaper insurance.
 

Evoex

The God
Site Supporter
I was prepared to be quoted for something like $7000/yr, but damn, 12k really surprised me. I'd rather pay twice as much for the bike itself and have cheaper insurance.
It will drop when you receive your M2.
 

TK4

Well-known member
If you can afford the ride, you can afford the insurance.
Maybe set you sights a little lower for the first couple of years ?
 

Iceman

Well-known member
What if I got caught twice:sneaky:, a new bike there.
Not really, the fine is 5000 minimum, 50000 maximum. They'd hit you harder the second time.

Sent from my SM-A530W using Tapatalk
 

Ghostrider619

Well-known member
It’s best to learn to walk before you can run or else you will grab a handful of throttle and you’ll fly before you can walk lol. Liter bike is no joke for a beginner man. You can get a 500 or 650cc bike as it’s sort of beginner friendly.
 

PrivatePilot

Ironus Butticus
Site Supporter
It's been a while since we've had one of these threads. :sneaky:

OP, what you're doing is the equivalent of buying a Lamborghini as your first car.

It's a really awesome car and all, but you have neither the skills nor the acquired knowledge to actually drive it to it's limits to begin with (which of course, being a Lamborghini and all, is just yelling at you to try regardless), and because of the insane risk of you crashing and both injuring yourself as well as destroying or severely damaging the car, insurance companies would rape you.

So, most people buy modest first cars that are more realistically affordable and more suited to their skills to begin with. They gain experience and the trust of their insurance company. Ideally they get some advanced driver/rider training along the way. THEN they buy the rocketship once they have actually (hopefully) gained the skills necessary to operate it without it ending badly.

You're going about this all wrong.

Buy a more modest bike - even a 300-500cc bike will still take you several years to learn to ride to it's limits....and I don't mean "going fast in a straight line", either.

I hope you didn't buy the bike already?

Honestly, $1000/month was actually not as high as I figured. We've heard worse.

And riding without insurance as was hinted at is silly. First time you need to run all the aforementioned lack of skill will catch up to you quickly. And then you'll have a whole other can of worms to worry about. And good luck outrunning a helicopter, which is what a lot of runners don't anticipate....
 
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K20EF8

Well-known member
I was prepared to be quoted for something like $7000/yr, but damn, 12k really surprised me. I'd rather pay twice as much for the bike itself and have cheaper insurance.
If you were prepared to spent $7K a year on insurance then whats another $5K?

Nobody aged 23 with a month old M1/M2 should be on an S1000RR
 
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Wingboy

Well-known member
Moderator
Site Supporter
What if I got caught twice:sneaky:, a new bike there.
As a moderator i may be out of line saying this.( i would say it to his face btw). If you got caught twice riding dirty,then we would probably be rid of you in the motorcycle community.Which would be a good thing.
Normally i would end this with "ride safe".But i won't,because i really hope you don't ride at all with your attitude.
 

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