Buying a vehicle with a lien is a GREAT way to save serious $$$! Twice recently, when looking at purchasing new vehicles (one bike, one car), the buyer said "I'll tell ya now, before you pull the UVIP, it's got a lien on it." Other perspective buyers were scared away, and the seller dropped his price to make it more attractive.
In both cases I called the lien holder, and in fact the lien has been discharged, but the MTO had not removed it from the vehicle! The vehicle owners just weren't sure how to fix the situation. Sweeeeeet deal!
Don't let liens scare you, use it as a bargaining tool, if you gotta spend the time and work to remove it, it's worth some $$$ off the price!
-Jamie M.