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Lightcycle said:
If this keeps going, may not have to tap into those RSPs...
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That's a good position to be in but I would still pay for some advice. BC has at least a couple good fee for service advisors. Throwing 4k their way can easily save you 100K in taxes if they help you avoid an inoptimal path.
 
GreyGhost said:
That's a good position to be in but I would still pay for some advice. BC has at least a couple good fee for service advisors. Throwing 4k their way can easily save you 100K in taxes if they help you avoid an inoptimal path.
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I've done some back-of-the-napkin calculus, and the tax savings compounding the DRIP on the divvies in my reg port are huge. This vs the 30% withdrawal tax + future tax on my non-reg seems like a double whammy, even though I know I will have to pay that income tax eventually.

My preference is to keep it rolling as long as I can. See how big I can grow that snowball before I'm forced to RRIF it.

But you're right, it would make sense to get a professional to check my homework. Maf was never my strong soot.

Edit: Sorry, not CG tax, it's income tax which is even higher... :(
 
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Hardwrkr13 said:
With vehicles/toys getting more complicated it's making me wonder if parts availability will be an issue in the long run and it makes me not want to buy anything.
Getting parts for 10yr old snowmobiles can be a hassle and in terms of cars try finding a BCM for a early C5 Vette or headlights for a Jag F-Type.
With as many F150's as there is out there I figure getting parts for it will never be an issue and my 300XC is a simple beast with a huge aftermarket but my 1290SAR I'm not so sure about.
How long before it's hard to find parts for a C6/C7 Vette or other cars of that era? Toys are getting so complicated that the thought of them being pass-down items to your kids is hard to imagine.
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I know a guy with a vintage Toyota he wants to keep forever. When I mentioned things like replacing a cracked plastic dash he said "3D printing". If your pockets are deep enough, metal and plastic bits can be built or rebuilt.

I don't know the practicality of rebuilding ECMs, BCMs and other black cubes with wires coming out of them etc. Regulators on outboard engines used to fail and were pricey. Old timers at marinas spoke of someone somewhere that rebuilt them better than new but no one knew exactly where that individual had his shop.

It was on Deer Lake I think. NO not that Deer Lake, the other one. No not that one either or was it Bear Lake, maybe Moose.
 
nobbie48 said:
I know a guy with a vintage Toyota he wants to keep forever. When I mentioned things like replacing a cracked plastic dash he said "3D printing". If your pockets are deep enough, metal and plastic bits can be built or rebuilt.

I don't know the practicality of rebuilding ECMs, BCMs and other black cubes with wires coming out of them etc. Regulators on outboard engines used to fail and were pricey. Old timers at marinas spoke of someone somewhere that rebuilt them better than new but no one knew exactly where that individual had his shop.

It was on Deer Lake I think. NO not that Deer Lake, the other one. No not that one either or was it Bear Lake, maybe Moose.
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The upside to ecms is they are slightly ubiquitous. Every engine has similar sensors and hardware.

Bcm's are more complicated as they vary so much, I don't know if third party options exist.
 
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