Sport Bike Insurance -- Who are you insured with? How much do you pay? | Page 4 | GTAMotorcycle.com

Sport Bike Insurance -- Who are you insured with? How much do you pay?

Dr.Manhattan

Well-known member
Site Supporter
Shouldn't there be recourse for the customer when this happens? Especially if they did their due diligence and double checked, and that the only reason for buying that bike was based on the favorable rate.
I would think so. I gave them the VIN number. Reiterated this is a 1300cc motorcycle to which they understand 100%. They read the specs of the bike back to me as if "I" didn't know what the bike was.

They also tried to get me to pay for the 3 weeks it was insured with them, when I didn't even have the bike quite on the road yet. Funny how they can get away with that ****, even once a contract is signed - yet anyone that finds a work around on insurance is instantly nailed to the wall.
 

Relax

Well-known member
I would think so. I gave them the VIN number. Reiterated this is a 1300cc motorcycle to which they understand 100%. They read the specs of the bike back to me as if "I" didn't know what the bike was.

They also tried to get me to pay for the 3 weeks it was insured with them, when I didn't even have the bike quite on the road yet. Funny how they can get away with that ****, even once a contract is signed - yet anyone that finds a work around on insurance is instantly nailed to the wall.

Hopefully this can help:

 

Dr.Manhattan

Well-known member
Site Supporter
Hopefully this can help:

Got to love insurance companies, I feel like I get ****** every year. So I switched to All-State cause the deal was pretty good. Signed the contract for the monthly payments, paid my first month no issues. Now All-State called saying they have a new policy stating you need to pay your whole insurance for motorcycles upfront for the year. Again....I told the rep that this was NOT the contract I signed up for - we had a monthly agreement. If I was to break out contract I'd be nailed to the wall. He apologized and said he can give me a day to think it over and there's not much else I can do. Anyone have any idea to my recourse? The money is no biggie, its only $1100, it's the principal behind it and the sleazy insurance companies manipulating contracts when they are already signed for a year policy.
 

Relax

Well-known member
Got to love insurance companies, I feel like I get ****** every year. So I switched to All-State cause the deal was pretty good. Signed the contract for the monthly payments, paid my first month no issues. Now All-State called saying they have a new policy stating you need to pay your whole insurance for motorcycles upfront for the year. Again....I told the rep that this was NOT the contract I signed up for - we had a monthly agreement. If I was to break out contract I'd be nailed to the wall. He apologized and said he can give me a day to think it over and there's not much else I can do. Anyone have any idea to my recourse? The money is no biggie, its only $1100, it's the principal behind it and the sleazy insurance companies manipulating contracts when they are already signed for a year policy.

Desjardins has been pretty good to me, but I've been a customer with State Farm since the 80's (although I really don't think that buys me as much as it should). Still wouldn't hurt to give them a try. The only other companies I've used for bikes was TD and ScotiaLife Insurance.
 

Evoex

The God
Site Supporter
Got to love insurance companies, I feel like I get ****** every year. So I switched to All-State cause the deal was pretty good. Signed the contract for the monthly payments, paid my first month no issues. Now All-State called saying they have a new policy stating you need to pay your whole insurance for motorcycles upfront for the year. Again....I told the rep that this was NOT the contract I signed up for - we had a monthly agreement. If I was to break out contract I'd be nailed to the wall. He apologized and said he can give me a day to think it over and there's not much else I can do. Anyone have any idea to my recourse? The money is no biggie, its only $1100, it's the principal behind it and the sleazy insurance companies manipulating contracts when they are already signed for a year policy.

Call Michelle Edwards in the insurance section at Allstate.
 

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