Its definitely tougher to get good rates. Supply and demand, dumb a$$ed riders (some post on here) and drivers, etc. Postal code certainly comes into the equation.Is Toronto just Price Gouge City?
You essentially start with a blanket slate, they only care about tickets on your licence as they don't pull claims for your car. Think of it being considered 'high risk' for the first year and you should see it come down.Its definitely tougher to get good rates. Supply and demand, dumb a$$ed riders (some post on here) and drivers, etc. Postal code certainly comes into the equation.
I am fairly new rider, took safety course, and am paying more than you for a smaller displacement, lower cost bike (with a stellar long term driving history). Been driving for over 30 years.
Its frustrating, especially when I hear what people pay in the US.
If your interests go beyond insurance promotion as you state, we will see you in other posts. So get busy....we're waiting and watching.Hey guys, I just remembered to check back on this. I can assure you all I have zero connection to anyone at Billyard except for my Agent (His name was Dami) @HarleyHare.
Now joking aside, I'm actually in Thunder Bay, so a 2h flight from T.O.
This was genuinely a post saying they gave me a really good rate, I would hope that anyone shopping for insurance would just go with the lowest price and not with "Some bro online said they were solid, so that's good enough for me to only get the one quote!"
If anyone wants some more info I'll make sure to not just abandon this post...again...