2026 Rates

matthew

matthew

Well-known member
Site Supporter
Desjardins company

$1355 for two bikes. 1997 CBR 1100 and 2000 SV650s

No claims
No Tickets
Bundled with home and car
Address in Orangeville.
Licensed and insured since 2003
42 male, common law.

$12 more than last year
 
Last edited:
Last year's post:

matthew

Thread '2025 Rate'

Desjardins

$1343 for two bikes. 1997 CBR 1100 and 2000 SV650s

No claims
No Tickets
Bundled with home and car
Address in Orangeville.
Licensed and insured since 2003
41 male common law.

$4 less than last year

Last year's thread:

  • Like
 
Curious which insurance company?
How long with them?
 
Just got my renewal from TD.

oioioi said:
Got my renewal letter today. Policy went down.
Last year was $1210.00/yr
This renewal period $1095.05 /yr

$15 dollar saving. No enough for a tank of gas.
$115 dollar saving. Enough for a few tanks of gas

Policy is with TD.
Click to expand...


No change in rate from last year. $1095.05 /yr

I may call them to process the entire policy as 1 payments instead of installments as this would save me $14.05 annually.

Not even going to bother calling around as switching companies may detect the minor convision I "did not" get.
 
My premium went up. Time to shop around, although last year I had trouble finding companies willing to insure the rsv4.
 
Hey guys. Have any of you heard of RH insurance?
Just discovered this broker through rate hub. Calling around for new quotes and theirs so far was decent.
Best rate was with wawnessa.
 
Wawanesa doesn't want my KTM. The engine is too big. They were fine with the RSV4 that makes another 25hp and goes an indicated 330kph.

Make it make sense.
 
Last edited:
Shaman said:
Wawanesa doesn't want my KTM. The engine is too big. They were fine with the RSV4 that makes another 20hp and goes an indicated 330kph.

Make it make sense.
Click to expand...
Were they okay with the 1100 rsv4 or the 1000? Just curious because they wouldn't do my 1100.
 
ken21 said:
My premium went up. Time to shop around, although last year I had trouble finding companies willing to insure the rsv4.
Click to expand...
Update I was able to secure insurance with Economical through NFP for significantly cheaper than what I was originally paying.
 
ken21 said:
Were they okay with the 1100 rsv4 or the 1000? Just curious because they wouldn't do my 1100.
Click to expand...
The 999cc version (2016). Yeah, the 1100 engine is too "big," never mind that the 999cc version makes 201hp according to the factory.
 
Shaman said:
Wawanesa doesn't want my KTM. The engine is too big. They were fine with the RSV4 that makes another 25hp and goes an indicated 330kph.

Make it make sense.
Click to expand...
Something similar happened to me when I was looking at getting a different bike.

I was paying about $2.1k/year for a 135 hp Monster with TD. I requested quotes for a SuperSport 950 (110 hp) from different agents and companies, and the average came out to around $3.4k/year.

I also quoted a few older 1200 Multistradas (2012–2014) and the premiums were in the $4k/year range. For bikes that sell between 6k to 9k. What???

Meanwhile, the best quote I got for a brand-new Multi V4 was $1.9k/year, for a bike that is three times the cost and 40 more hp than the Monster.

BANANAS!

(These numbers might look a bit high, but I’ve had my full M for less than five years and live near downtown.)
 
Last edited:
Shaman said:
The 999cc version (2016). Yeah, the 1100 engine is too "big," never mind that the 999cc version makes 201hp according to the factory.
Click to expand...
If I would have known the 1100 would make that much of a difference to insurance companies I would have opted for another bike but it is ridiculous how they rate bikes.
 
You must log in or register to reply here.
Back
Top Bottom