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I haven't started RRSP drawdown yet ... living off dividends. Planning to start that soon, to avoid instalment payments by using the withholding tax to cover the full income tax bill over the year.

The recent (last 15ish years) iteration of Fiat in Canada has never had stand-alone dealers ... they've always been in Chrysler dealers.

This is a couple-thousand-dollar thing at the builders' construction stage with the prices that builders pay. A cold-weather heat pump would be today's choice (and this price shown is the retail price, not the builder's price): Napoleon Cold Climate Heat Pump | Premium Series 2 Ton Heat Pump...

What has changed in the building code since 2000 that significantly added to build cost?? I don't see anything blatantly visibly different about how they're building them now versus (let's say) my 2003-built house. It sure would have been nice to have a 240V outlet in the garage ... but to do...

You do not get to simultaneously complain about housing in certain parts of Canada being unaffordable while also complaining about the value of your house going down. Unaffordable housing costs are the inevitable flipside of decades of people treating their house as an investment that goes up...

Couple hours of labour typically. More if you bring the complete bike and they have to remove the forks from the bike and re-assemble. It's going to vary depending upon how complex the forks are. Old school right-side-up damper rod forks with no external adjustments, really easy. Right-side-up...

Appears that Ohlins recommends every 2 years or 30 000 km for street use, more frequently (unspecified) for track use. I'm, err, umm, a little beyond that on my race bike. If you stay on top of the oil changes then just an oil change should suffice most of the time, but eventually, guide...

3 here as well. Some of those are pretty obscure. I suspect the tendency for a racing sponsor to be the employer of the racer / racer's family / friends so that they can use their hobby as a tax deduction, goes all the way to the top levels of motorsports. Crypto scam companies looking for...

There's no regional allocation within Canada. They'll sell the allocated number to whoever will buy them. Odds favour Quebec then BC due to high existing EV market share then Ontario because it's big. These are going to be ordinary vehicles from familiar brands through existing dealers for...

I recognise that youtuber. I lost patience with him years ago, and don't really care what he has to say. As for Donut Labs / Verge Motorcycles ... the proof is in the pudding. They say they're starting production Q1 2026 ... let's see it.

If you want to watch MotoGP at Phillip Island, you had better get on the case, because this is the last year. It's being replaced by a partial street circuit in Adelaide for 2027, which I don't like one bit. Yuck.

So I went to Port Dover on Fri 13th, partly "because", partly to see the frozen-over Lake Erie (kinda cool to walk out onto the lake), partly to have a Hutch's fish and chips on the way back. Based on the GOM, which is guessing based on recent short trips in cold weather, I double checked that...

Now all the airlines have bailed. I feel bad for the Cubans that relied on tourism. ... which is basically the whole country. Incoming humanitarian crisis. Disgusting.

Also, it has to be from a country with a free-trade agreement with Canada, so not the Chinese imports. Not very many models will qualify. The new Chevy Bolt will qualify for the short period that GM is planning to build it. South Korean imports will qualify, but the Ioniq 5 (regardless of built...

If the owner's book has a "severe service" alternate maintenance schedule, follow that. It is not a bad idea to have an oil analysis done. I believe that all of the Xw16 and Xw20 oils are synthetic, which helps. If it was my car, I would change the oil spring and fall, and use 0w16 in the...

You know all the companies people love to hate because their profit margin contributes to the cost-of-living crisis? Buy those.

Nope, not been there...

This is the one that you need. https://immi.homeaffairs.gov.au/visas/getting-a-visa/visa-listing/electronic-travel-authority-601 Still A$20 if you go through the ETA app. This is good for staying up to 3 months. The expensive one is only if you want to stay for up to a year.

My own view is to set up a brokerage account and do things yourself. You'll pay some transaction fees but no management-fee percentage off the top. Then pick several dividend-payers that aren't going to go broke any time soon. Or a broad-market dividend-paying ETF. Re borrowing to invest, I've...

Saw some things on social media which prompted checking exchange rates ... 1 CAD = 0.7366 USD as of a couple minutes ago. That is a significant change since yesterday. I spot-checked EUR and GBP which seem in the ballpark, if anything those have gained a little against the CAD. Means the USD...