Recent content by VifferFun | GTAMotorcycle.com

Recent content by VifferFun

  1. VifferFun

    How much do you pay for insurance?

    That's because the "R" in "V4R" stands for "RISKY"! 😁
  2. VifferFun

    How much do you pay for insurance?

    Interesting, thanks! So I guess the younger rider that Wawanesa will insure on a Sport bike is 22yo (assuming they get their M1 at 16yo)? The 999cc cap seems a little arbitrary since some bikes less than 1000CC can be faster than the Hayabusa, but at least it's something!
  3. VifferFun

    Sport Bike Insurance -- Who are you insured with? How much do you pay?

    Wow, great rate for the Ducati! I love that you're 50+ and still ride a SS! You deserve a great rate with 30+ years of claim-free riding experience :)
  4. VifferFun

    How much do you pay for insurance?

    How much experience does Wawanesa require before they'll write you on a sport bike (e.g. CBR600, GSX-R600, etc.)? Raising Deductibles have little impact to your overall premium because they provide you with premium reductions to Collision and Comprehensive coverages only (i.e. coverage for...
  5. VifferFun

    Sport Bike Insurance -- Who are you insured with? How much do you pay?

    Nice bikes! And wow, those are some great rates, especially for the Aprilia which looks like quite a beast! Are other people getting their Sport insurance through Wawanesa as well? I wonder if they have a minimum age/experience requirement before insuring someone on a Sport bike? Thanks...
  6. VifferFun

    Sport Bike Insurance -- Who are you insured with? How much do you pay?

    Thanks! I'm really interested to hear if people are still struggling to get insurance for that Sport, SS, Sport-Touring, etc. State Farm was the go-to, as well as TD for older riders, but I'm not sure where people go with their Sports today.
  7. VifferFun

    Sport Bike Insurance -- Who are you insured with? How much do you pay?

    Hey guys! Some of you might remember me from years ago where I used to post here a lot, but I took a hiatus due to a lack of time. State Farm used to be the #1 insurer for Sport bikes, but they were acquired by Desjardins a number of years ago. I'm just curious for everyone with Sport Bikes...
  8. VifferFun

    How much do you pay for insurance?

    This is true, but one thing to note is that brokers do not have access to the rates of companies that deal direct or through agencies. For example, a broker won't be able quote you on Desjardins, TD, Belair etc. It's still worth your while to quote with a broker and some direct insurers if you...
  9. VifferFun

    Approximate Values of 10 Motorcycles in Average Condition and Mileage

    Hi Guys, Would anyone have access to data that could tell me the approximate market values in Ontario for the following 10 bikes? Maybe a bluebook or something of the sort? I need this info for a project I'm working on. 2010 HARLEY DAVIDSON FLHTK ELECTRA GLIDE ULTRA LTD 2010 HARLEY...
  10. VifferFun

    Rate Changes by Company -- 2013 Q4

    For those keeping up on the news, the Ontario insurance industry is currently required to submit Auto Insurance (not Bike Insurance) filings to the regulator over 2013 and 2014 (in a few different waves). In short, these filings detail the actuarial calculations to arrive at the premium...
  11. VifferFun

    Young Riders (16-24yo) -- What are you paying for insurance?

    Hey Guys, I'm curious to know what the young riders out there are paying for Motorcycle insurance. Please copy and paste the following into your response. Thanks! OPERATOR: Operator Age: Years Licensed on Motorcycle: Number of Claims in last 6 Years: Number of Convictions in last 3 Years...
  12. VifferFun

    Average displacement of a Harley Davidson?

    Would anyone happen to know (or have a good guess) at the average displacement of a Harley Davidson on the road? Do they mostly tend to be in the 1200CC+ range? My knowledge of Harleys is very limited :P
  13. VifferFun

    Ontario Gov't mandates a 15% decrease to *Auto* Insurance Rates

    The Ontario Gov't just announced a mandatory 15% average rate decrease for Ontario Auto insurance. This announcement is likely specific to Auto insurance, but I guess there's a chance it could impact Motorcycle insurance rates as well. The details haven't been provided yet...
  14. VifferFun

    Jevco/Intact Clients -- What's your before and after premium?

    Hi Everyone, Since Intact bought out Jevco, I'm sure that many Jevco clients have seem some pleasant, unpleasant, and downright nasty rate changes. If you were a Jevco client, could you please post: Operator Age: Years Licensed on Motorcycle: Claims or Convictions? First Three Digits of...
  15. VifferFun

    Independent Mechanics in Guelph/Kitchener/Waterloo/Cambridge?

    Hey! Does anyone know of any honest independent mechanics in the Guelph, Kitchener, Waterloo, or Cambridge areas? I have a used set of OEM rotors that I would like installed on my 2001 GSX-R1000, and I would likely buy new pads too. Maybe there's a good mechanic that likes to take extra jobs...

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