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That's because the "R" in "V4R" stands for "RISKY"! 😁

Interesting, thanks! So I guess the younger rider that Wawanesa will insure on a Sport bike is 22yo (assuming they get their M1 at 16yo)? The 999cc cap seems a little arbitrary since some bikes less than 1000CC can be faster than the Hayabusa, but at least it's something!

Wow, great rate for the Ducati! I love that you're 50+ and still ride a SS! You deserve a great rate with 30+ years of claim-free riding experience :)

How much experience does Wawanesa require before they'll write you on a sport bike (e.g. CBR600, GSX-R600, etc.)? Raising Deductibles have little impact to your overall premium because they provide you with premium reductions to Collision and Comprehensive coverages only (i.e. coverage for...

Nice bikes! And wow, those are some great rates, especially for the Aprilia which looks like quite a beast! Are other people getting their Sport insurance through Wawanesa as well? I wonder if they have a minimum age/experience requirement before insuring someone on a Sport bike? Thanks...

Thanks! I'm really interested to hear if people are still struggling to get insurance for that Sport, SS, Sport-Touring, etc. State Farm was the go-to, as well as TD for older riders, but I'm not sure where people go with their Sports today.

Hey guys! Some of you might remember me from years ago where I used to post here a lot, but I took a hiatus due to a lack of time. State Farm used to be the #1 insurer for Sport bikes, but they were acquired by Desjardins a number of years ago. I'm just curious for everyone with Sport Bikes...

This is true, but one thing to note is that brokers do not have access to the rates of companies that deal direct or through agencies. For example, a broker won't be able quote you on Desjardins, TD, Belair etc. It's still worth your while to quote with a broker and some direct insurers if you...

Hi Guys, Would anyone have access to data that could tell me the approximate market values in Ontario for the following 10 bikes? Maybe a bluebook or something of the sort? I need this info for a project I'm working on. 2010 HARLEY DAVIDSON FLHTK ELECTRA GLIDE ULTRA LTD 2010 HARLEY...

For those keeping up on the news, the Ontario insurance industry is currently required to submit Auto Insurance (not Bike Insurance) filings to the regulator over 2013 and 2014 (in a few different waves). In short, these filings detail the actuarial calculations to arrive at the premium...

Hey Guys, I'm curious to know what the young riders out there are paying for Motorcycle insurance. Please copy and paste the following into your response. Thanks! OPERATOR: Operator Age: Years Licensed on Motorcycle: Number of Claims in last 6 Years: Number of Convictions in last 3 Years...

Would anyone happen to know (or have a good guess) at the average displacement of a Harley Davidson on the road? Do they mostly tend to be in the 1200CC+ range? My knowledge of Harleys is very limited :P

The Ontario Gov't just announced a mandatory 15% average rate decrease for Ontario Auto insurance. This announcement is likely specific to Auto insurance, but I guess there's a chance it could impact Motorcycle insurance rates as well. The details haven't been provided yet...

Hi Everyone, Since Intact bought out Jevco, I'm sure that many Jevco clients have seem some pleasant, unpleasant, and downright nasty rate changes. If you were a Jevco client, could you please post: Operator Age: Years Licensed on Motorcycle: Claims or Convictions? First Three Digits of...

Hey! Does anyone know of any honest independent mechanics in the Guelph, Kitchener, Waterloo, or Cambridge areas? I have a used set of OEM rotors that I would like installed on my 2001 GSX-R1000, and I would likely buy new pads too. Maybe there's a good mechanic that likes to take extra jobs...

Hey Guys, I need to replace the front rotors and pads on my 2001 GSXR1000. My priority is that the rotor be a high quality that will not warp . . . I hate vibrations! I've never had any luck with any aftermarket rotors in the past with my cars, and now always stick with OEM. Should I stick...

Would anyone happen to know if a comprehensive dataset exists that contains comprehensive technical data for most modern (2000+) motorcycles by year, make, and model? Specifically, I'm looking for horsepower and wet weights. Preferably, it would be in a tabular format that could be imported...

Hey Guys, Just wondering if anyone else on the board has their license to fly ultralights (or are in the process of getting one)? I've done four lessons so far, and it's REALLY fun (and quite challenging)! Nothing is more awesome than riding my bike to the airfield and then hopping directly...

My post count just dropped from ~7786 down to 1186 . . . did this happen to anyone else? Weird!

Has anyone ever quoted with TD / Meloche under both assumptions? - Both your bike and car with TD/Meloche - Only your bike with TD/Meloche If so, do you know what the quoted premium was in both scenarios? I'm curious :)