I'm not positive, but I've got a pretty strong hunch that the insurance company is going to have a problem paying out a claim, for any significant damage, without a police report.
Well it's almost certainly going to be written up as an "at fault."
What are you asking for peoples personal rules of crashing or laws about crashing? Leaving the scene of an accident single vehicle or not is illegal.....Its your choice if you want to break the law to save money or having to go to court...In my experience 9 times out of 10 when there is a single vehicle accident, the driver/rider gets charged with careless driving. My girlfriend just had an accident about 2 months ago, she lost control of her car and hit a pole, no witnesses cop basically has now idea why she crashed and she was still charged with careless driving...As stated above at the very least its going to count as an "at fault accident" on your record...
I tried using this line on the CAA driver and he just shook his head (can't really blame him as the frame was snapped in half). Guess I was unlucky with the guy they sent over but at the least it's worth knowing it can happen. If you decide to sneak the bike home you should find your own means if at all possible. Once anyone else gets involved the risk of insurance finding out is much higher.
D
Deleted member 40275
Guest
What I want to know is - what are the BEST.. most financially beneficial steps to take after a serious single-person crash (the bike being un-rideable)
illegally don't report it and either ditch/hide your bike like in the video and come back for it later, or if tow truck arrives before police, ambulance, or fire trucks, bribe them to tow you before they come...Depending on where you crash and who sees it, most people call police when they see a motorcycle crash, so weather you want it or not fire, ambulance, and police will be on their way. A tow truck driver will not tow you away if any of those are on scene already, they would loose their towing licence for that...
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Well that depends on whether the accident will be deemed at fault or not. If not at fault--and you have coverage--then playing by the book is the most beneficial in just about every way. Insurance will pay you out, you get a new bike + gear, medical bills (if any) taken care of and your record remains clean. Might as well use the coverage you've been getting ripped off for right?
But if you're sure the accident will be deemed your fault then you're probably better off financially if you don't report it.
As far as I know, single vehicle accidents are always at-fault; are animal related accidents not at-fault?
I believe that they are generally considered "act of God", but you can't just tell them that you swerved to avoid a badger, then crashed.
I can only recite my own experience but I'm with SF and they considered it not at fault. The OPP at the scene did not lay any chargers either. Possibly an important distinction in my report though... I did not swerve to avoid the animal. I don't know if that made a difference as everyone I spoke with at SF seemed to assume that I swerved even though I tried to make it clear that I didn't.
Similar experience with TD. The key point was that the deer was alive when I hit it.
Griffin
Well-known member
A bill from whom? Police don't charge to respond to a 911 call. Ambulance will only charge if they transport. Many fire departments will charge, but they don't actually have the legal authority to and can be challenged pretty easily and many fire depts are not fuelled by the need to make money and don't charge.
The tow truck operator is contracted by the vehicle owner. They have no legal obligation to the police, EMS or fire, other than a direction from the police such as not to tow. The operator of the vehicle however, is responsible if they have their vehicle moved. If the driver tells the tow truck operator to hook them up and tow them, there is no legal impediment to them doing just that, unless a cop tells them to stop. That's the law. In practice, tow truck operators won't tow if emergency services are on the scene, usually.
I know its the same result but they aren't doing it because they're legally obligated. They do it because they're dumb.
+1, the justice system isn't necessarily about the truth. Could be out of luck there.
Littering fines can be steep.
I was talking about the insurance system, rather than the justice system, but both deal in what can be proven.
And yes, I've heard people make comments about imaginary racoons, after they've crashed.
D'oh! Of course. My bad.
where did you get the gas to burn the bicycles? did you call caa?
