Chameleon
Well-known member
He's clearly from the future
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when does a 2114 speeding ticket come off insurance if it was a 'racing ' ticket 124 in a 60 (empty road..crooked cop...doesn't matter tho_
- Thread starter chistet
- Start date
As we seem to have a new member who doesn't understand the purpose of this sub-forum and some old members are slipping, I will once again advise that people read the rules for posting here.
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It would also be wise for new members to peruse the overall forum rules. We try not to be draconian in their application, however, repeatedly running afoul of them will certainly result in a permanent banning.
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The Rules - Things to assume, when posting here
When posting here you can assume that all of the following are already true, so it is unnecessary for you to restate them: 1) A person posting for legal assistance already knows that he may have broken the law. 2) The person posting likely realizes that he did something stupid. For this reason...
www.gtamotorcycle.com
It would also be wise for new members to peruse the overall forum rules. We try not to be draconian in their application, however, repeatedly running afoul of them will certainly result in a permanent banning.
Forum Rules!!!
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Relax
Well-known member
OP, you can't change your history, and it doesn't matter how far back they can SEE - all that matters is how far back they CARE. So when they ask you about convictions, suspensions, and claims, ask them to clarify how far back they want you to report. Then do the same with as many brokers/agents/direct insurers as you can to find the best rate.
This.
And then ask them to verify if there's anything you forgot.
Long ago I had a 10 over speeding ticket I'd honestly forgot about but came into play because of an insurance company change. I declared what I knew about (I'd had something else as well around then, I forget exactly) and then openly asked them to check my abstract to check if there was anything I'd missed. There was. They were OK with it because I was upfront about it.
Anyhow, sounds like you know this isn't the case for you personally, but just saying for others who may be reading.
from my experience switching insurance, they only care about the last 3 years. i have a speeding charge back in june 2018 (doing 84 on lakeshore lol) but im about to switch to a new one in july this year, and their online form wouldnt even let me go back to june 2018 to add a charge.
ty, been a memener for ages but lost login info as i had little need for the forum recently/ didn't want u losing sleep but ty
tyvm, which site was that?
i am am a horrible dentist, though few of our multitude self identify as such
ya think :'
Here is an outrageous suggestion. Decide which bike(s), and year(s), suit what your looking for, then call a broker to get a quote on it. IE can I get a quote for a 2014 cbr500. The quote won't be binding, but at least you will know based on the info you provide to the broker of your looking at $750 per year or $5,000 per year. Then go look at the bike your likely to buy, while there get the VIN, call broker back they can give you the EXACT premium.
Some brokers need a vin to get you anything. Not sure if they are incapable of thought or bored of running tons of numbers that dont turn into policies.
The latter. They are fully capable of quoting based on make, model, year, and style of bike.
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