cutsheal5
Well-known member
So I called my insurance Last week to Inquire as to why my insurance was so High after all my tickets have no dropped off. Because I was so excited to ride this year, She told me I had an accident on my record and that its a 30%surcharge for that?? After thinking about it I said I had only ever had one accident and I was never actually charged for it after the police ran an investigation found out the lady who was driving Had no licence and tried to say that her husband was driving and a bunch of other things, Luckly a nice man stayed as a witness saying she was the one driving and there was no reason for her to lock up all 4 wheels in a totally empy intersection at 3:00 in the morning on a green light. After she said her and her husband needed medical attention because they were so soar ect. The police looked around a bit talked to us all and came to the conclusion that I was infact not at fault "lucky me" being as I slid into them at about 10kph and there was a mere scratch on both our cars how crazy it was. So I called my insurance company to let them know what happened and if the guy calls not to speak to him and to call this officer if they needed any more info. She puts and accident on my insurance file and then cancels my policy? sorry for being honest I guess? Anyways I was not charged and it was not considered an accident from the police side .Is there any way I can have this removed from my insurance record I was not charged and there is a 0$ claim made on the file but they hold it as an accident. What ever I need to do I will do it if I cant i guess im Screwed for another few years 
