So i got this text today...

Dirty Frank

Dirty Frank

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This is a obvious scam but it did stress my partner some.
Even after showing her the results of a online search she still has some concern.
There are likely many of these being sent it might be worthwhile to warn any vulnerable friends or family members to disregard this nonsense.
 
They certainly are getting creative.
Someone must be getting suckered in by them though.
 
Pennies are still legal tender in Canada. If you want to have some fun just call and say you don't have a bank and only have pennies as cash and where can you drop them off?
 
Dirty Frank said:
Ontario Vehicle Violation Notice: Speed detected 66km/h in a 50km/h zone. A court date may be scheduled if ignored. Pay today: Services téléphoniques, Internet et télé | TELUS
This is a obvious scam but it did stress my partner some.
Even after showing her the results of a online search she still has some concern.
There are likely many of these being sent it might be worthwhile to warn any vulnerable friends or family members to disregard this nonsense.
Click to expand...

I got the exact same message from a 502 area code number. Just blocked it and carried on.
 
100% scam. I got that a few days ago also.

They’re getting creative.

I think officer Mike has 5 warrants for my arrest for dodging CRA calls 😂😂😂
 
I get them all the time. Never engage them.
Just block, delete and wait for the cops to drag me away.😂
 
JC99 said:
Pennies are still legal tender in Canada. If you want to have some fun just call and say you don't have a bank and only have pennies as cash and where can you drop them off?
Click to expand...

There are limits to how many coins someone can use in a transaction.
 
JC99 said:
Is that true? I always wanted to pay any ******** parking fines with coins so that would be a disappointment.
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It is.. My guess is few know about the limits so very possible a clerk or cashier would take the bag of coins.. but they don't have to.

Currency Act

Federal laws of Canada
laws-lois.justice.gc.ca laws-lois.justice.gc.ca
Limitation

(2) A tender of payment in coins referred to in subsection (1) is a legal tender for no more than the following amounts for the following denominations of coins:

  • (a) forty dollars if the denomination is two dollars or greater but does not exceed ten dollars;
  • (b) twenty-five dollars if the denomination is one dollar;
  • (c) ten dollars if the denomination is ten cents or greater but less than one dollar;
  • (d) five dollars if the denomination is five cents; and
  • (e) twenty-five cents if the denomination is one cent.
 
JC99 said:
Is that true? I always wanted to pay any ******** parking fines with coins so that would be a disappointment.
Click to expand...

Legal Tender Limits for Coins in Canada​

Even for other coins (nickels, dimes, quarters), there are legal tender limits under the Currency Act:
Coin TypeMaximum Legal Tender Amount
Pennies (1¢)Up to 25¢ (so max 25 coins)
Nickels (5¢)Up to $5
Dimes (10¢)Up to $5
Quarters (25¢)Up to $10
Loonies ($1)Up to $25
Toonies ($2)Up to $40
 
Mad Mike said:

Legal Tender Limits for Coins in Canada​

Even for other coins (nickels, dimes, quarters), there are legal tender limits under the Currency Act:

Coin TypeMaximum Legal Tender Amount
Pennies (1¢)Up to 25¢ (so max 25 coins)
Nickels (5¢)Up to $5
Dimes (10¢)Up to $5
Quarters (25¢)Up to $10
Loonies ($1)Up to $25
Toonies ($2)Up to $40
Click to expand...
I`ve paid for gas and pizza with Loonies and Toonies way over those legal limits.
 
I got it the other day, My sister out in BC just posted there's another going around saying you got a parking ticket instead of speeding.
 
Mad Mike said:

Legal Tender Limits for Coins in Canada​

Even for other coins (nickels, dimes, quarters), there are legal tender limits under the Currency Act:

Coin TypeMaximum Legal Tender Amount
Pennies (1¢)Up to 25¢ (so max 25 coins)
Nickels (5¢)Up to $5
Dimes (10¢)Up to $5
Quarters (25¢)Up to $10
Loonies ($1)Up to $25
Toonies ($2)Up to $40
Click to expand...
A lot of stores welcome any amount of change
 
Glenn/RZ500 said:
I`ve paid for gas and pizza with Loonies and Toonies way over those legal limits.
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I'm pretty sure the seller CAN accept the coins...they just don't have to if they choose not to do so.

I'm also curious about the 'We do not accept $100 bills'...I read somewhere they can't actually enforce that because it is legal tender. But I haven't dug into it as I don't pay cash in large amounts to stores.
 
mimico_polak said:
I'm pretty sure the seller CAN accept the coins...they just don't have to if they choose not to do so.

I'm also curious about the 'We do not accept $100 bills'...I read somewhere they can't actually enforce that because it is legal tender. But I haven't dug into it as I don't pay cash in large amounts to stores.
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Private businesses can choose what they accept and don't accept as payment, Not sure if a sign/notice is required?
 
mimico_polak said:
I'm pretty sure the seller CAN accept the coins...they just don't have to if they choose not to do so.

I'm also curious about the 'We do not accept $100 bills'...I read somewhere they can't actually enforce that because it is legal tender. But I haven't dug into it as I don't pay cash in large amounts to stores.
Click to expand...

Bank of Canada states that as long as buyer and seller agree to what constitutes as payment, then anything goes (or doesn't go, if either party doesn't agree). So if the seller doesn't want to take some forms of payment, buyer is SOL.

https://www.bankofcanada.ca/banknotes/bank-note-series/past-series/

Today, money is not just bank notes but takes many different forms: credit cards, debit cards, cheques, and contactless payments using mobile devices. You can pay with any of these forms of money, even though they are not considered “legal tender.” In fact, anything can be used if the buyer and seller agree on the form of payment. So “legal tender” has little impact on our everyday lives.
Click to expand...
 
raginduck said:
Private businesses can choose what they accept and don't accept as payment, Not sure if a sign/notice is required?
Click to expand...
Lightcycle said:
Bank of Canada states that as long as buyer and seller agree to what constitutes as payment, then anything goes (or doesn't go, if either party doesn't agree). So if the seller doesn't want to take some forms of payment, buyer is SOL.

https://www.bankofcanada.ca/banknotes/bank-note-series/past-series/
Click to expand...
Nice! Thanks both for the clarification.

So I guess the signs are legit that if the store / seller doesn't accept $100...no point in arguing with them.
 
Lightcycle said:
Bank of Canada states that as long as buyer and seller agree to what constitutes as payment, then anything goes (or doesn't go, if either party doesn't agree). So if the seller doesn't want to take some forms of payment, buyer is SOL.

https://www.bankofcanada.ca/banknotes/bank-note-series/past-series/
Click to expand...

This is why we end up with sports arenas that you can't buy food or drink at if you only bought cash...

I ordered 4 beers and maybe a couple hot dogs or something at Ricoh Colosseum a couple years back.

They do it all up, "That'll be (whatever ridiculously unchristian price)". I take out cash to pay.

"Sir we only take credit or debit card."

"I only have money."

"We don't take cash sir."

"You don't take money?"

"No sir only credit or debit."

"Ok I guess I can't pay then." and I start leaving.

"Sir you can't just walk away."

"What are you going to do, take my money? Go right ahead." I held out my money, they wouldn't take it, I left lol.

Unfortunately this meant that my buddy had to get up to buy us drinks the rest of the night, but, whatever. Some hills are worth dying on.
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