Nope. Nothing will collect in the oil except maybe a teeny tiny bit of moisture, which will evaporate pretty quick on your first ride.
However! Frequently starting it through the winter will build up this moisture, as the engine never gets warm enough to get rid of it. So don't do it!
+1.
Starting it frequently, or even once or twice and not riding it and getting it up to full operating temperature for a while will result in moisture accumulation in the motor and exhaust system. This will start or accelerate corrosion and rusting. Don't do it. Oil does not breakdown it only becomes contaminated. That is why it gets black as you ride it over time. The oil is still good but dirty so we change it and the filter.
Oil sitting in your bike's engine over the winter is no different than if it is still sitting in the conatiner it came it. It is just sitting there.
For fuel injected bikes I have had great luck doing:
- run the tank low in fuel
- fill the tank with high octane fuel and a good fuel stabalizer like Opti2. Not that Canadian Tire crap! (works best if I put the stabilizer in the tank just as I am fueling it up)(or put stabilizer in a gas can and then fill the can, this mixes them, then pour contents into the bike's tank)
- change the engine oil and filter
- start the bike, check for leaks
- go for a short ride getting it up to operating temperature and the stopping/accelerating/turning will aid in completely mixing the fuel/stabilizer in the tank and get it into the fuel lines...
- remove the battery and take into the warm basement
- stick a rag in the muffler outlet and maybe the engine air intakes to help keep mice.... out
- roll bike in garage (if unheated) so that a short thin board is under each tire to get them off the cold/freezing concrete
- go sit by the fireplace until spring
- I have heard of too many batteries being damaged or having their life shortened by leaving them continuously connected to a Battery Tender. Optimates 3 & 4 are a totally different item and seem to cause not problems. Optimate's are what Honda and other manufacturers demand their dealers use or no warranty on any battery.
- I never hook anything to the battery and simply check the battery once every 2 months with a voltmeter to ensure it is aroud 13 volts. Never needed to charge one yet in the past 5 years.