LOL @ Insurance Claimants Being Punished

[hedo2002]

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As for revenue generation, don't forget the MTO generates $150, in order to reinstate your licence, REGARDLESS of why it was suspended.

IMHO it should ONLY be for driving offences, unpaid child support, or unpaid fines. Otherwise it should be ZERO cost.

OP, your friend NEEDS, to talk to a Personal Injury lawyer, (costs nothing for a consult).

Under the Insurance Act, ANYONE who files a claim MUST submit to examination by an "independent doctor" who just happens to be paid by the insurer... Ya that isn't a conflict of interest...lmao The insurer then uses that opinion to deny a claim

But a lawyer, will hire their own doctor, (your family doctor's opinion won't count, as the insurer sees them as having a conflict of interest...LMAO). then your lawyer's doctor says what they "find" and that goes to the insurer. If the insurer still denies then you have to go to mediation, yada yada yada..

Been through this already 3 times with Allstate. In total over the last 3 years I have likely seen 20 'doctors", specialists, OT and Phyisos.

Now when my clients ask how I am doing my standard reply is.... If you ask the insurance company I am 100% NEVER been better. If you ask my lawyer, I am on death's door, if you ask me I am struggling along each day, but so far winning the battle, (as in I am not yet dead)...lol

 

[hedo2002]

Pegassus: Do you sit around thinking up these "fantasies"??? Virtually EVERY post you make is so full of crap and misinformation it is a true disservice to the members here.

ALL of your "stories" are of "friends, or someone you know" who wasn't really injured yet got one over ion the insurers.

Well as someone who has lived through several ACTUAL real life battles with two different insurers. I can tell you your eyes MUST be brown from all the BS you spout.

PLEASE, refrain from posting crap, and misinformation as if it were true, and others should follow!!!!

So is this one! My friend went to grill his secretary and she told him; "This doctor writes up everybody for a licence suspension, for anything". He is the designated injury doctor for my friend's insurance company, everybody that goes there for a check-up after an accident gets suspended. I smell a class-action lawsuit against these doctors. If you are able to drive a vehicle without danger and impairment you can, and neck pain doesn't qualify as a danger to driving.


You are clueless as always, first go file a claim you are "hurt" with your insurance, then come talk to me.

My friend is one of those guys that fights and scratches his way out of anything, his doctor will be back from vacation tomorrow, I will keep you guys posted how this turns out. I might scan the actual suspension report here if he lets me. If he is successful I will spread the word around so people who have been suspended for claiming insurance can get their licences back in this manner, with another doctor. By Friday I should know the answer.

 

[Evoex]

As for revenue generation, don't forget the MTO generates $150, in order to reinstate your licence, REGARDLESS of why it was suspended.

IMHO it should ONLY be for driving offences, unpaid child support, or unpaid fines. Otherwise it should be ZERO cost.

OP, your friend NEEDS, to talk to a Personal Injury lawyer, (costs nothing for a consult).

Under the Insurance Act, ANYONE who files a claim MUST submit to examination by an "independent doctor" who just happens to be paid by the insurer... Ya that isn't a conflict of interest...lmao The insurer then uses that opinion to deny a claim

But a lawyer, will hire their own doctor, (your family doctor's opinion won't count, as the insurer sees them as having a conflict of interest...LMAO). then your lawyer's doctor says what they "find" and that goes to the insurer. If the insurer still denies then you have to go to mediation, yada yada yada..

Been through this already 3 times with Allstate. In total over the last 3 years I have likely seen 20 'doctors", specialists, OT and Phyisos.

Now when my clients ask how I am doing my standard reply is.... If you ask the insurance company I am 100% NEVER been better. If you ask my lawyer, I am on death's door, if you ask me I am struggling along each day, but so far winning the battle, (as in I am not yet dead)...lol

they suspend your licence for unpaid child care? wtf.

 

[Iceman]

they suspend your licence for unpaid child care? wtf.

No. For unpaid child support. Very different.

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[Pegassus]

OP, your friend NEEDS, to talk to a Personal Injury lawyer, (costs nothing for a consult).

He did and the incompetent twit told him that "its just the way the system works". Lawyers are not the sharpest tool in the shed, you have to take action yourself.

 

[Pegassus]

Pegassus: Do you sit around thinking up these "fantasies"??? Virtually EVERY post you make is so full of crap and misinformation it is a true disservice to the members here.

ALL of your "stories" are of "friends, or someone you know" who wasn't really injured yet got one over ion the insurers.

Well as someone who has lived through several ACTUAL real life battles with two different insurers. I can tell you your eyes MUST be brown from all the BS you spout.

PLEASE, refrain from posting crap, and misinformation as if it were true, and others should follow!!!!

Oh yeah? What are you going to do when I post the licence suspension document here? Are you going to hide and play dumb like everybody else that has called me out on my posts?

 

[Evoex]

No. For unpaid child support. Very different.

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still not connecting the dots. someone please educate me.

 

[Mad Mike]

I have been injured twice in vehicles -- neither my fault. I had a car accident that pitched me out of the car, a few broken bones and a concussion. A snowmobile accident caused by a negligent homeowner who let his dock float 200' offshore where it froze into the ice - broken leg and some miserable crush injuries to my feet. I couldn't stand, nevermind drive -- Southlake fixed me up, they didn't take my license.

I needed medical attention and recovery time for both accidents. My insurer handled both gracefully, they covered my rehab costs and some shortfall in pay. I played ball and only ever asked them to cover my loss, I was fair to them and them fair to me.

I was in rehab with a numerous folks who appeared to be qaming the system -- I can certainly see how insurers are ripped off and why they fight back. I wish they fought back harder... instead they shrug off the cost of payouts to scammers then leave me with the bill.

I don't buy the story. Methinks the claimant may have cried too hard for the doctor... making the doctor feel he was too injured to drive.

 

[Iceman]

still not connecting the dots. someone please educate me.

No dots. Just a way to collect on deadbeat dads. Not sure who decided that this would be the way to do it. Doesn't make sense, but if you don't pay support for your own kids I don't care if you lose your license.

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[J_F]

still not connecting the dots. someone please educate me.

FRO (family responsibility organization) has teeth to make parents live up to responsibilities
can garnish wages, bank accounts, have DL's suspended, passports revoked
so that unpaid child support gets paid up

it's a good thing, make dead beat parents pay up
but the DL thing is curious
in many cases makes the deadbeat unemployed and less able to pay

 

[Evoex]

FRO (family responsibility organization) has teeth to make parents live up to responsibilities
can garnish wages, bank accounts, have DL's suspended, passports revoked
so that unpaid child support gets paid up

it's a good thing, make dead beat parents pay up
but the DL thing is curious
in many cases makes the deadbeat unemployed and less able to pay

This was exactly why i drew a question mark. Preventing people from earning a living easily will help them pay it off faster?

 

[Pegassus]

I have been injured twice in vehicles -- neither my fault. I had a car accident that pitched me out of the car, a few broken bones and a concussion. A snowmobile accident caused by a negligent homeowner who let his dock float 200' offshore where it froze into the ice - broken leg and some miserable crush injuries to my feet. I couldn't stand, nevermind drive -- Southlake fixed me up, they didn't take my license.

I needed medical attention and recovery time for both accidents. My insurer handled both gracefully, they covered my rehab costs and some shortfall in pay. I played ball and only ever asked them to cover my loss, I was fair to them and them fair to me.

I was in rehab with a numerous folks who appeared to be qaming the system -- I can certainly see how insurers are ripped off and why they fight back. I wish they fought back harder... instead they shrug off the cost of payouts to scammers then leave me with the bill.

I don't buy the story. Methinks the claimant may have cried too hard for the doctor... making the doctor feel he was too injured to drive.

When did this happen? Your injuries and claims? Because my friend's fiasco took place just last month. Standby, in the next 2 days I'm going to post the actual suspension document.

 

[Iceman]

This was exactly why i drew a question mark. Preventing people from earning a living easily will help them pay it off faster?

Sometimes it does lol. I had a buddy in my late 20's, he was years behind in child support. He was a truck driver and they yanked his drivers license. After years of not paying, he suddenly paid off nearly 20 grand in a year. He had to run a bulldozer until he got his license back, but he paid it.

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[Evoex]

Sometimes it does lol. I had a buddy in my late 20's, he was years behind in child support. He was a truck driver and they yanked his drivers license. After years of not paying, he suddenly paid off nearly 20 grand in a year. He had to run a bulldozer until he got his license back, but he paid it.

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[PrivatePilot]

When did this happen? Your injuries and claims? Because my friend's fiasco took place just last month. Standby, in the next 2 days I'm going to post the actual suspension document.

All that proves is that he actually lost his licence. I don’t think anyone’s debating that. What they’re debating is that we’re not likely hearing the full story.

Given what I do for a living, having had to deal with people on the road who medically have no business being there, I’ve no problem with the system. I have to pass a medical for my class A licence as well or they take it away. Same for my pilots licence.

 

[hedo2002]

Never had MY licence suspended for unpaid child support, as one would have needed to father, said children...lol

they suspend your licence for unpaid child care? wtf.

 

[Evoex]

Never had MY licence suspended for unpaid child support, as one would have needed to father, said children...lol

im with you.

 

[Kedo]

FRO (family responsibility organization) has teeth to make parents live up to responsibilities
can garnish wages, bank accounts, have DL's suspended, passports revoked
so that unpaid child support gets paid up

it's a good thing, make dead beat parents pay up
but the DL thing is curious
in many cases makes the deadbeat unemployed and less able to pay

Yes, and they will garnish up to 50% of your pay cheque. No advance warning and employer complies or they are in violation of court order. Most quit like they can hide but as noted , DL, passport , bank accounts are all for seizure, so good luck.
Witnessed a few over the years.

As for the DL, I also never figured that one out either. I suppose the thought process is that you wont need the DL as you will be selling the car for cash to make restitution on arrears.

Recently received a letter from FRO for $20K garnishment for staff that have not been with the company for over 11 years.

 

[hedo2002]

I don't "run and hide" from anything, nor anyone. Obviously, your so busy coming up with new fantasies, you fail to read and grasp what is being said. I NEVER said your "buddies" d/l wasn't suspended. Besides posting a copy of an MTO suspension, proves NOTHING, (as we would NEVER be able to prove it was from or for your "friend". So go ahead post said document, it still doesn't make the rest of the story any more believable.

What I DO question is the other silly "facts" as your presented them which makes this story as smelly as a fish left in the open blazing sun for a week.

Oh yeah? What are you going to do when I post the licence suspension document here? Are you going to hide and play dumb like everybody else that has called me out on my posts?

 

[jeff96]

All that proves is that he actually lost his licence. I don’t think anyone’s debating that. What they’re debating is that we’re not likely hearing the full story.

Given what I do for a living, having had to deal with people on the road who medically have no business being there, I’ve no problem with the system. I have to pass a medical for my class A licence as well or they take it away. Same for my pilots licence.

I'm a little hesitant to continue posting, as the drama is getting a little much but...

Here's the scenario that happens: You get sick. You tough it out going on with your usual routine. You're out in public and your flu or whatever suddenly gets worse. You're pale, sweaty and vomit. You're so dizzy you can't stand so you sit on the floor so you don't fall down. In a few minutes you feel much better. No problem right? Probably. But meanwhile, someone has called 911 and as paramedics arrive, a bystander tells them you lost consciousness. They do an ECG and tell you it's in your best interest to go to the hospital with them. You think it's just a stomach bug, but they're the experts, so you go along with it. You get to the hospital, and because you 'lost consciousness', you get the full treatment; acute room, blood work and more ECG's. 6 hours later, you're told to go home and take it easy and drink lots of fluids until your virus passes. 3 weeks later, you get a letter from the ministry stating you are not medically fit to drive.
Sometimes, that's the more to the story that there is. Unfair / improbable / lacking in common sense? Yes, but I can assure you that it does happen

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