Hi,
I've got a Bonneville that's my daily bike. I'd like to get something smaller as a second bike, maybe a 250cc, and make it into a cafe racer. I'd use it to get to work on days when my bonneville is off the road. There's been many a late Sunday night putting the bike back together after weekend modifications just so I can get to work on time on monday and a second bike would negate that.
Questions:
1) Do Ontario insurers typically give some sort of discount if I insure a second bike with them? I'd assume a smaller engined bike would mean I'm not paying another $1400 per year on top of what I'm already paying?
2) If I want to teach my girlfriend to ride using the second bike would that be any sort of issue? The bike would be mine, paid for by me and registered in my name. Would I have to tell them that someone living with me was thinking of getting an M1 license and using it to learn on? I imagine if I wanted to get her insurance in her name I'd have to effectively sell the bike to her first and then the insurance would be really expensive as she has no experience.
Thanks
I've got a Bonneville that's my daily bike. I'd like to get something smaller as a second bike, maybe a 250cc, and make it into a cafe racer. I'd use it to get to work on days when my bonneville is off the road. There's been many a late Sunday night putting the bike back together after weekend modifications just so I can get to work on time on monday and a second bike would negate that.
Questions:
1) Do Ontario insurers typically give some sort of discount if I insure a second bike with them? I'd assume a smaller engined bike would mean I'm not paying another $1400 per year on top of what I'm already paying?
2) If I want to teach my girlfriend to ride using the second bike would that be any sort of issue? The bike would be mine, paid for by me and registered in my name. Would I have to tell them that someone living with me was thinking of getting an M1 license and using it to learn on? I imagine if I wanted to get her insurance in her name I'd have to effectively sell the bike to her first and then the insurance would be really expensive as she has no experience.
Thanks