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A good financial advisor will work with you to determine what your level of risk is and work your portfollio accordingly
 
Relax said:
Do GIC's even keep up with inflation? If not, you're losing money, but still better than keeping it in cash.
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It depends on how you define inflation. If you use the official government numbers, they barely keep up. If you use the real number that you feel, not a chance, they are slipping fast. Not as fast as cash though.
 
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