Its really an insurance underwriting discretion.
If you are sticking with the same broker/ insurance company, they may take the motorcycle insurance as continuous coverage.
But, if you a quoting from a new company, they may or may not.
I defer to the insurance pros as I've been out of the game for far too long
However, I can say if you are insured by your employer under a fleet policy, have given your driver' licence to them etc. Keep the insurance company info, policy number etc.
In my case, I have a company supplied car with access to it 100% of the time and use it for company and personal use.
It may not work for the fella that works for a municipality and uses a work truck exclusively at work and only on occasion.
The guidelines are blurry but, with a good agent, broker, they can work with a experienced underwriter to walk through things.
Basically, if you are a stranger looking for coverage and it's just a story, it might not carry much weight. But, if you are insured with other products like residential insurance, bike insurance, work, they can use some discretion regarding lapses in coverage depending on the circumstances.
Sometimes it's even beneficial to keep fire and theft on a vehicle that was sold until you purchase a new vehicle. Just depends on the overall circumstances.
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