any under 25 SF people with 250-500cc bikes?

D

deejizzle

Well-known member
i tried calling SF today to get a rough idea of what id be paying, but because I'm 2 months short of 5 years with g (I'm a soon to be g/m1 as of thursday) they wouldnt give me quote. just wondering if any GTAM members out there are getting.
 
I just got my M2 in august. I got a quote from SF for a ninja 250, it was 150/month for third party liability.
 
deejizzle said:
whats your agent's name and contact number?

also how much are you roughly paying? and key details?
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$230/month Mazda 3 Full Coverage
$150/month Honda CBR600RR Liability+Theft

Had to move my car over with them to get a good rate on my bike.

I'm 23 and live in Richmond Hill.

PM'ed with the agent's contact details.
 
I just turned 25.
Pre 25:
2005 c230 sedan $320
2007 zx6r $120
Post 25:
2005 c230 sedan $300
2007 Gsxr 600 $77
Both with gm2 with only a seat belt ticket over 3 years ago.

All my vehicles have full coverage
 
anyone know wats the rate without the car? cuz my mom has auto insurance and i want to get my own bike insurance
 
elton_t said:
anyone know wats the rate without the car? cuz my mom has auto insurance and i want to get my own bike insurance
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For my 600? About $320/month
 
elton_t said:
anyone know wats the rate without the car? cuz my mom has auto insurance and i want to get my own bike insurance
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The discount for also having your car with State Farm is close to 40%.
 
Yes then i am definitely have to go with statefarm

would this situation work?
my mom move to SF auto policy wants a policy of her own
her son wants a bike policy of his own

still eligible for the discount? we live in different place but we can register the same if need to be.
 
elton_t said:
Yes then i am definitely have to go with statefarm

would this situation work?
my mom move to SF auto policy wants a policy of her own
her son wants a bike policy of his own

still eligible for the discount? we live in different place but we can register the same if need to be.
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If you lived together then this maybe would have been possible; otherwise, I don't think there's any discount.
 
just contacted one of the state farm people on the forum. ill be called back on monday and ill let you guys know asap what my rates are on a ninja 250 and gs 500
 
just got called back earlier today. on a 250 i got

$160ish - full coverage

130 - basic coverage.

this is very reasonable, unless someone else can point me in a better direction. thoughts?
 
deejizzle said:
just got called back earlier today. on a 250 i got

$160ish - full coverage

130 - basic coverage.

this is very reasonable, unless someone else can point me in a better direction. thoughts?
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Seems quite reasonable. If you have prior CAR experience, State Farm will be tough to beat in the first year. If you have no prior car experience, Jevco will be competitive. If you have one or more years of MOTORCYCLE experience, Jevco will be tough to beat.

Also, good choice of bike -- 250cc to 500cc is perfect for learning on.
 
SF is great when you have car insurance as well. Been riding since 21 and insured with them.

I've never paid more than $120/mo for insurance for any of my bikes, including a variety of 1000s.
 
mmmnaked said:
SF is great when you have car insurance as well. Been riding since 21 and insured with them.

I've never paid more than $120/mo for insurance for any of my bikes, including a variety of 1000s.
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and then im sure when you were 21 the auto policy was rocket high so they both balances out. That's how I look at it at least...

Current
My mom's auto policy - $2000 (comprehensive)
my bike alone policy- $2500 (liability)
I drive my mom's car sometime and we registered under two diff addresses

if i move over to SF under my name
My auto policy - $3500 (liability)
my bike policy with discount - $1500 (liability)

no ticket, clean record, 21 age.
 
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