Accident advice | GTAMotorcycle.com

Accident advice

johnnie_c

Well-known member
Got into an accident with a car. I made the mistake of clipping the car. Police came to the scene of the accident but never took my side of the story..I guess reason was b/c I was on the ground with a paramedic tending to my situation... how will the police report affect my insurance and what recourse is there, if any, at this point?Just looking for advice...The claim has already been file as well..I have full coverage 1000 deductible so I'm going to let iinsurance take care of the bike as the damage looks to be more than 1000$
 

UJelly

Well-known member
Got into an accident with a car. I made the mistake of clipping the car. Police came to the scene of the accident but never took my side of the story..I guess reason was b/c I was on the ground with a paramedic tending to my situation... how will the police report affect my insurance and what recourse is there, if any, at this point?Just looking for advice...The claim has already been file as well..I have full coverage 1000 deductible so I'm going to let iinsurance take care of the bike as the damage looks to be more than 1000$
Did you get charged and under fault? You also made a claim. Think its going to affect your insurance prices next re-newal.
 

TorontoBoy

Well-known member
Were you at fault? If so, and I think you also admit it, your rider/driver rating will drop to 0/6 and will stay on your insurance record for 6 years. Your insurance rates will markedly increase next year, and progressively drop the next 5 years, until, hopefully insurance wise, you are back to where you were before the crash.

Were you hurt? Were you wearing your gear?
 

johnnie_c

Well-known member
I wore all the gear - just a couple scrapes through the jeans... good thing was wearing gloves, boots and jacket, (not a scratch on the helmet)

I didn't admit to anything though... the police never took my statement or came to me... all he asked for was my drivers license, insurance and ownership. handed back all the paperwork and gave me the motor vehicle accident form and then went on his way.
 

Platinum Cycle

Well-known member
Typical police, how can they make any accurate liability assessment without at least listening to both side of the story....
Your adjuster will need to make a determination on fault, in addition to the police report they will consider your version of events, the other drivers version of events, the evidence of any witnesses, the type of collision i.e. rear ender, t-bone at an intersection etc..they will also take into consideration the point of impact on both vehicles, the orientation of the vehicles on the roadway etc...

Bottom line is your insurance adjuster will be held accountable to make a proper liability decision and will consider all pieces of evidence that help make a conclusion.
 

johnnie_c

Well-known member
Thanks Platinum Cycle..I really appreciate your comments^

i guess this was caused non other than my newness...
 

VifferFun

Well-known member
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