2019 Renewal - Increase? Allstate? Is this a joke?

[roadrash]

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My renewal with AllState is up in mid June.
Is this a good time to be shopping around? I'm 35, clean record:
18 VW GTI: $140ish/mth - full coverage
15 Street Triple Rx: $125ish /mth - full coverage
Tiny detached home in Toronto: $90 /mth

Do people mostly go through brokers, or you call each and every insurance company directly for a quote?

Most quotes are valid for 30-45 days. Personally, I call all brokers and insurers I know off, create a list of quotes, and pick the best one in terms of cost and coverage.

Takes about a week to gather all data, but savings are worth the time.

 

[Evoex]

The hell are people getting such good car prices

I'm super happy with my bike quote(s) but damn i feel like i'm getting destroyed for my car insurance and i call around every year.

 

[stangn99]

The hell are people getting such good car prices

I'm super happy with my bike quote(s) but damn i feel like i'm getting destroyed for my car insurance and i call around every year.

Just got my renewal notice in the mail (allstate). I have clean record.

House: up $45 or so /mth. Now paying just under $120/mth for a 780sqft bungalow. no claims. ever.
Car: this also makes no sense to me. Was paying $1,650 for the VW when I had two cars insured...then it increased when I sold the old car...and increased again with this renewal. I went from paying $1,650 for the VW in Feb 2018...to now $2,185!!!
Bike: dropped by $5 /mth

Pretty tired of getting gouged by literally every company and not being able to do a single thing about it.
It's getting pretty hard to justify keeping the bike....driving a car...and owning a house (in Ontario). ?

 

[Pegassus]

The hell are people getting such good car prices

I'm super happy with my bike quote(s) but damn i feel like i'm getting destroyed for my car insurance and i call around every year.

Because they live in the north in the boonies and are married with kids and over 35. They don't live in Toronto nor are they single.

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