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  1. GreyGhost

    COVID and the housing market

    Condo fees to reserves are an interesting issue. For a very long time, early owners used up a ton of life while contributing little. That left a giant hole for later owners to fill when major replacements came due. Florida's old system of no reserve fund study required failed when a building...
  2. GreyGhost

    Canada Post - Huge losses

    Similar to the private lending discussion, if I loan someone 1B dollars, they burn through it in a year, make no payments, have done nothing to change their income or expenses and then want another loan, it is feeding money into the fire. Why would our great economist allow this loan? I thought...
  3. GreyGhost

    Law Enforcement - The Good, The Bad, The Ugly.....

    I agree with the first half of your argument. I very much oppose the second half. I'd much rather burn down the system than join in the grift. Your solution hastens the flush.
  4. GreyGhost

    Law Enforcement - The Good, The Bad, The Ugly.....

    Three Peel officers have been suspended as part of Project South. Getting YRP to investigate police corruption seems like a wild move. They are near the top of the corruption pile. Maybe this is just eliminating their competition using the courts...
  5. GreyGhost

    New helmet fit

    At $73 for cheekpads, I'm be trying to come up with other options. Step one, pull the cheekpads you have and make sure the helmet fit is ok. Step two, do your old cheekpads fit? How thick are current cheek pads? Can I park the bike on the cheekpads for a bit to get them to relax?
  6. GreyGhost

    Stocks

    I did better than you but still crap. My cost base is about $35 as I was buying on the way down and then selling and buying as it rode the rollercoaster to reduce my cost base. So I am down about 50%. I was considering LSPD or SHOP. SHOP would have been better. While it is prudent to buy the...
  7. GreyGhost

    GTAM Great Big Giveaway!

    I tried a few different ways to make progress (can I identify anyone, groups of three like Sharon Lois and Bram, can AI figure it out (mostly no as they have stalking protection), can google lens find something (nothing useful), pimeyes got nothing). Facecheck.id got nothing with the whole...
  8. GreyGhost

    Stocks

    You also need to put business in front of sob stories. If you loan 150K for a year, you can't care if you are putting a single mom, her kids and her parents on the street in february, term is up, loan must be settled. Strictly business and every day it drags out will result in less money being...
  9. GreyGhost

    Stocks

    I first bought it Nov 5/21. It's been a stinker. I'm not eligible to be in the class.
  10. GreyGhost

    GTAM Great Big Giveaway!

    That doesn't narrow it down. That applies to almost everyone. Tbh, I'd never heard of her before this contest.
  11. GreyGhost

    Stocks

    "I feel like I'm back where I started". Nope. You are in a much deeper hole than you were when you started. She learned about private lending through instagram, pulled the LOC and then sought out someone that could make it happen. How could that process go wrong? Interest payments she was...
  12. GreyGhost

    Law Enforcement - The Good, The Bad, The Ugly.....

    Average is deep into 100K. I'm not at all surprised that 200+ is attainable.
  13. GreyGhost

    GTAM Great Big Giveaway!

    Diane Nyland Proctor Her show was off the air about a decade before I existed.
  14. GreyGhost

    GTAM Great Big Giveaway!

    Wingboy's youth was over long before I was born.
  15. GreyGhost

    Law Enforcement - The Good, The Bad, The Ugly.....

    Because the primary lever they pull to justify the cost per employee is danger. In the real world, given their education, IQ and abilities, cops should probably make $60-75K and have an employer paid $1M life insurance policy. Instead we pay them all >$100K even though they barely make the top...
  16. GreyGhost

    GTAM Great Big Giveaway!

    I'm glad to see I'm not the only one that doesn't know. EDIT: Judging by the picture, we need some more "experienced" eyes. @Wingboy would probably be happy to take B and his grandkids for a tank ride.
  17. GreyGhost

    Law Enforcement - The Good, The Bad, The Ugly.....

    That's a start. Now he needs to stop talking about swift action. He has at least two investigations a year old (cops committing perjury and cops beating civilians without identifying themselves or providing a valid reason) that he has left stalled in the hopes that they are forgotten.
  18. GreyGhost

    Law Enforcement - The Good, The Bad, The Ugly.....

    Probably none. Convictions of police officers for criminal acts while on the job make a huge mess. Everyone involved wants to make sure that doesn't happen. The chance of any getting convicted on a serious charge is very close to zero. It's shocking that PSA charges can't be adjudicated now...
  19. GreyGhost

    Enough of COVID...what are you doing to the house?

    Our house came with a dryer pedestal. It was stored in a cold room. Judging by wall holes, it was in at some point. I added it back as with ours installed backwards (washing machine on right), it is easier to transfer with the dryer raised. No washer pedestal came with the house. If I did buy...
  20. GreyGhost

    COVID and the housing market

    Maybe. Given the relatively small size, distance to existing farms and need to drive farm vehicles through the city, it may not be economically viable. For large fields on the boundaries, your solution is much easier.
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