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  1. M

    Enough of COVID...what are you doing to the house?

    Planning on going up tomorrow to take a few things up so will see if I can figure it out.
  2. M

    Enough of COVID...what are you doing to the house?

    No official spec yet. But getting some help from a GTAMer. Got a quote from Wasaga Dist for 150ft of cable just waiting to confirm whether that includes the trenching or not as it’s not clearly stated in the quote. EDIT: appraiser was adamant that it’s a 100A line. How can I confirm safely...
  3. M

    Stocks

    my stragety has been to mainly put in $200-300/biweekly (just started recently) and dumping most of it into VGRO and some Enbridge / VET.TO / XQQ.TO... Out of a mid-400k portfolio...VGRO is +92k, XQQ.TO is +13k, and I have a few small losers in there also. Overall...a very conservative...
  4. M

    Enough of COVID...what are you doing to the house?

    No comment...I'm going rotund recently. Not sure if it's stress eating, or what...but I've gained a stupid amount of weight and my gut is growing faster than my 'To Do' list in Wasaga.
  5. M

    COVID and the housing market

    Saw some of the photos….i think I’d be screaming for refunds also as the place does look bad…especially for $7100/week.
  6. M

    TV shows currently watching

    Finished up ‘Friends and Neighbors’ on AppleTV. Really enjoyed S1 and S2 kept it going.
  7. M

    COVID and the housing market

    Our cottage is dated…but damn…I should try to post it again when I see this stuff. https://www.ctvnews.ca/toronto/article/this-has-ruined-our-family-vacation-group-finds-grimy-appliances-and-mouse-poop-at-kawartha-lakes-vrbo/ Wonder if AirBNB or VRBO will ever crack down on bad owners...
  8. M

    Stocks

    I’m still curious how the F you pick em. Maybe I’m just an idiot but I don’t see these patterns some of you guys do. I’ve got 130k coming from my old job pension, and another $900 that I found just by digging through some old files I’ll be transferring. Time to do more research.
  9. M

    COVID and the housing market

    Seems there’s a lot of push back on this. Let’s see how they spin this as right now…not looking great.
  10. M

    Enough of COVID...what are you doing to the house?

    I’m leaning toward leaving basement as is, insulating it, finishing it partially, and not making it ‘living space’. But….maybe this cottage wasn’t the best idea.
  11. M

    Enough of COVID...what are you doing to the house?

    Yes one thing to look into is the locates for water / sewer and gas. Appraiser said he trenched it himself so…he also told me only 200A upgrades need below ground. May not even be worth going to 100/200A service for seasonal use. There go (potentially) most of my upgrade plans.
  12. M

    Enough of COVID...what are you doing to the house?

    FAK! Just found out I need to go underground to upgrade 60A service to 100A… 100m or so from pole to where panel is needed. Hand bombing or trench with machinery? Recommendations? Anyone have a trencher? It’s all sand so soft but a pain with navigating roots and old stumps. 🤦🏻‍♂️
  13. M

    Where to get a puppy?

    Remember that time Lucy wouldn’t do 100m in either direction from the house? New record for a single walk…
  14. M

    Enough of COVID...what are you doing to the house?

    It ain’t pretty. But it’s functional. MIL: don’t you have a fence like that in the garage? Me: huh? MIL: with all the other junk
  15. M

    Any GTAM'ers own an electric vehicle?

    I had some work done on my car this morning, owner told me he's going to be closing up shop soon. Many of the high end new cars (MB in his example) won't even allow you to open up the hood without special MB software. He said that the writing is on the wall. Right to repair is going away...
  16. M

    Any GTAM'ers own an electric vehicle?

    I’ve considering swapping the Maverick for a Model Y….but Elon…and Tesla obstruction of DIY repairs keeps me away. Tempting as Model 3 can be had for a sweet price as a used vehicle. Buddy bought a used (minor damage) 3 for 21k. He adores it.
  17. M

    Stocks

    I haven't dug into it much further than that...but my buddy's been transferring the full $500 annually for years and hasn't had anything taken out for it. And I'd say he's as detail oriented as you. @GreyGhost correction...it's the PERSONAL SPENDING ACCOUNT. Not the Health Spending Account...
  18. M

    Stocks

    Check your Health Spending Accounts people! I get $500 but if I use all of $500 then $200 goes to taxes, and I only get $300 toward whatever it is that I'm buying under that account. However, there are options that you can transfer the full $500 to a TFSA or an RSP and you get all of the $500...
  19. M

    Any GTAM'ers own an electric vehicle?

    The more I read about this thing...the more I'm disappointed it's not coming to Canada... https://www.motortrend.com/reviews/first-ride-2027-slate-pickup
  20. M

    Any GTAM'ers own an electric vehicle?

    I'm trying to convince my wife between a Mach-e and an Equinox EV. She doesn't want to accept that driving around with the Odyssey empty 90% of the time isn't a good deal. MIL needs to go with us maybe 5-7 times/year somewhere that we need a total of 6 seats at once. Kids complain a little...
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