2026 Rates
- Thread starter matthew
- Start date
PacoT
Well-known member
Not old, but you are getting wiser.
Cheaper insurance this year = more budget for additional bikes
Check your renewals and new policies from July 1 2026 onwards some coverage that was included isn't anymore. My car renewals came in and I had to call to re-add come coverage to my policy. My bike policy doesn't renew till Nov so I'll be calling again in October I'm sure.
www.ibc.ca
Ontario Auto Insurance Changes
As of July 1, 2026, some accident benefits that were previously included in every Ontario auto insurance policy will be optional. Here’s what you need to know when purchasing a policy, or when it’s time to renew.
sburns
Well-known member
The bigger question did your rate change?Check your renewals and new policies from July 1 2026 onwards some coverage that was included isn't anymore. My car renewals came in and I had to call to re-add come coverage to my policy. My bike policy doesn't renew till Nov so I'll be calling again in October I'm sure.
Ontario Auto Insurance Changes
As of July 1, 2026, some accident benefits that were previously included in every Ontario auto insurance policy will be optional. Here’s what you need to know when purchasing a policy, or when it’s time to renew.
Basically are they leaving out some coverage for the same rate, and this is a new way for them to jack up prices.
Renewal rate was a touch lower than last year (about $8/month), adding back some of the now optional coverage upped it $6/month.
My insurance company didn't auto remove all the now optional coverages just some of them, it was explained to me only new policies post July 1 would have all of them all stripped to a new baseline & you will have to request them to get to coverage offered as a baseline prior to July 1.
