I'm just generally annoyed by the TD auto quote system. I wanted to get a quote for bike and car since my record is completely clear. I also own my parents cars so I wanted to put it all under one insurance company. I contacted 6 companies and they all gave me very reasonable quotes for car. RBC gave me a good quote for car and bike, but I go out of my way and try not to do business with RBC.
I called in trying to place a quote with the person there and they said I need to fill out an application. I didn't get why, but they said nothing could be done until then. I said okay and they mailed me an application. I fill out with the person on the phone and put NA for everything under accidents or tickets etc... and the person on the phone said this is ridiculous.
I get a letter from them today and they quoted me $1k higher than all the companies for my car. I called in asking for bike insurance and apparently the quote I got (I wasn't supposed to get) was mailed out because of my original phone call with the info I gave them.
I asked the person on the phone how long it would take and they said 2 to 4 weeks. I told them I will wait until next week friday and then I will call RBC. Then he said I need to send in another application for my bike because the one I sent would only be applied for the car. I asked why it wasn't mentioned to me before because I was asking for BOTH bike and car. He said he didn't know and there would be no way to ask for both quotes and I have to mail another application.
So I'm trying to give TD business, we are asking for policy for 3 people with only 1 person with an at fault accident for 6 years (with no payout) and no convictions for last 3 years. Driving for 10 years+ each all with G license and full M for me. 1 Tenant and home insurance.
If someone is on twitter tweet them this thread because honestly TD, it's not worth the aggravation to even apply to you any more. I wanted to go with TD because we have all our accounts with TD including personal and mortgage, RRSP for parents, wealth management etc... I moved my business loan and accounts out of TD because of stupidness from their business side and now I'm slowly moving all my personal stuff. We were trying to discharge a mortgage at TD and we pre-paid so we could get the amount down. We asked for a new discharge statement and they wouldn't send it until the last second when I asked the local branch manager to get involved and contact CAS... they kept making BS excuses cuz they ****ed up. My parents just bought a house, guess who they won't apply to a mortgage for???
I called in trying to place a quote with the person there and they said I need to fill out an application. I didn't get why, but they said nothing could be done until then. I said okay and they mailed me an application. I fill out with the person on the phone and put NA for everything under accidents or tickets etc... and the person on the phone said this is ridiculous.
I get a letter from them today and they quoted me $1k higher than all the companies for my car. I called in asking for bike insurance and apparently the quote I got (I wasn't supposed to get) was mailed out because of my original phone call with the info I gave them.
I asked the person on the phone how long it would take and they said 2 to 4 weeks. I told them I will wait until next week friday and then I will call RBC. Then he said I need to send in another application for my bike because the one I sent would only be applied for the car. I asked why it wasn't mentioned to me before because I was asking for BOTH bike and car. He said he didn't know and there would be no way to ask for both quotes and I have to mail another application.
So I'm trying to give TD business, we are asking for policy for 3 people with only 1 person with an at fault accident for 6 years (with no payout) and no convictions for last 3 years. Driving for 10 years+ each all with G license and full M for me. 1 Tenant and home insurance.
If someone is on twitter tweet them this thread because honestly TD, it's not worth the aggravation to even apply to you any more. I wanted to go with TD because we have all our accounts with TD including personal and mortgage, RRSP for parents, wealth management etc... I moved my business loan and accounts out of TD because of stupidness from their business side and now I'm slowly moving all my personal stuff. We were trying to discharge a mortgage at TD and we pre-paid so we could get the amount down. We asked for a new discharge statement and they wouldn't send it until the last second when I asked the local branch manager to get involved and contact CAS... they kept making BS excuses cuz they ****ed up. My parents just bought a house, guess who they won't apply to a mortgage for???
