Vintage insurance - here we go again. | Page 2 | GTAMotorcycle.com

Vintage insurance - here we go again.

Relax

Well-known member
Dalton Timmis will only give you vintage insurance if you also insure your house and car with them.
 

Robbo

Well-known member
@TK4 call John Duffy insurance brokers. I have my old bikes with them.


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AFJ

Well-known member
So I contact Dalton-Timmins about insuring a 1981 motorcycle that I've just purchased. Their first quote comes in at over $1100 a year, which is double what I'm paying now for basic on my 2006 KLR with Desjardin.
When I remind the agent that I'm looking for VINTAGE insurance, not regular use he drops that to $588 a year. When I ask if I can waive the collision/comprehensive he says no, its a mandatory part of the package.
For something that's going to see less than 2,000kms a year this is ridiculous - anyone have any other suggestions ?
While DC (direct compensation - the damage to your m/c is the fault of someone else) is compulsory, at-fault collision (your fault, eg. you threw your bike up the road) is optional. They want to sell it, but you don't have to take it, just ask to sign a waiver.
AJ
 

Hawk

Well-known member
@TK4 call John Duffy insurance brokers. I have my old bikes with them.


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Shopping around for my 83. Called Duffy insurance and they wouldn't bother to quote insurance on my bike because "we are not competitive" and gave me the numbers of different companies to phone.

Allstate are more than DOUBLE what I'm paying now from Certas Direct as as stand alone policy and still more even if I include my house and car.
Wawanesa was more by $133/yr as a stand alone policy
Riders Plus was $50/yr less than I'm paying now. No appraisals or photos necessary.

Spent the whole damn morning on the phone... I need a break
 

plutoz

Well-known member
Dalton Timmis will only give you vintage insurance if you also insure your house and car with them.
Not true, I have Aviva vintage insurance on my '77 R60/7 with no other policy. Brokered by Dalton Timmins (now NFP). Unless something has changed in the last three years. Paid around $400 for the year when renewed last June.
 

Relax

Well-known member
Not true, I have Aviva vintage insurance on my '77 R60/7 with no other policy. Brokered by Dalton Timmins (now NFP). Unless something has changed in the last three years. Paid around $400 for the year when renewed last June.
April 2018 was when I requested a quote, and received this: "I have attached two quotes for you, one is a stand alone motorcycle and the other is a vintage quote . If you wanted to proceed with the vintage quote I would need to insure your home and auto as well."

Sucked, because it was only $280 for vintage through Aviva vs. $854 through Echelon.
 

plutoz

Well-known member
April 2018 was when I requested a quote, and received this: "I have attached two quotes for you, one is a stand alone motorcycle and the other is a vintage quote . If you wanted to proceed with the vintage quote I would need to insure your home and auto as well."
Weird, I guess that is a new policy then.
 

Trials

Well-known member
Weird, I guess that is a new policy then.
Do you have an old bike that is valued for crazy money and you ride it only at vintage meets? Then you want vintage motorcycle insurance maybe.
They are going to pad your house insurance to cover the bike and they might also demand an appraisal, but who really knows what an insurance policy actually covers and costs until you already got screwed by em.
 

F3800RC

Well-known member
Who's your insurer that does this? I searched high and low and couldn't find anyone that would do it. This is exactly what I need.
they won’t do it as you have found out , mad mike didn’t answer because it’s not possible to insure a vehicle under a homeowners policy. Big expert doesnt know what he is talking about.
 

joco1988

New member
I had a Ducati 999S red one, Ohlins suspension, very beautiful and quite comfortable as you can adjust the seat back and forward plus it gave a smooth ride. It was my dream bike. But it had some problems with oil leakage and battery issues so I had to sell it. That time I had taken insurance with an auto insurance provider which I stuck on to this date. Then I replaced it with a cbr600rr and its really great. But the Honda RC51 is an awesome bike to envy.
 

plutoz

Well-known member
Do you have an old bike that is valued for crazy money and you ride it only at vintage meets? Then you want vintage motorcycle insurance maybe.
They are going to pad your house insurance to cover the bike and they might also demand an appraisal, but who really knows what an insurance policy actually covers and costs until you already got screwed by em.
Not crazy money no. And yes I had to get an appraisal. Limited to 2,000km per year. This is not my primary bike, and yes that is pretty much what vintage insurance is intended for isn't it?
 

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