conundrum
Well-known member
Just a quick question that someone might be able to answer. From what I understand, if an animal runs out in front of a car or bike, gets hit, and causes damage to a vehicle, this comes out of comprehensive and therefore does not cause an insurance increase...does anyone know if this is in fact correct, specifically with TD Meloche Monnex?
Also wondering how it ties into at fault vs not at fault, and if hitting an animal (and sustaining minimal damage eg. plastics) would also wipe out/use up 'accident forgiveness' if you had it on your policy.
Anyhow just wondering if anyone can confirm/answer the above, and if anyone has had to deal with TD MM on something similar in the past.
Thanks in advance
Also wondering how it ties into at fault vs not at fault, and if hitting an animal (and sustaining minimal damage eg. plastics) would also wipe out/use up 'accident forgiveness' if you had it on your policy.
Anyhow just wondering if anyone can confirm/answer the above, and if anyone has had to deal with TD MM on something similar in the past.
Thanks in advance