I know that the obvious answer would be full coverage just to keep your *** completely covered in case anything happens, but I feel like I don't need everything covered with my preowned bike.
I live in a fairly safe town (Around Burlington area) and the bike will be stored in a security system secured garage, so I'm not too concerned about theft. I don't plan on really leaving it parked anywhere unsafe either. Fire... If it catches fire, so be it.. I feel like I would spend more on insurance for that than what the bike is worth before/if it catches fire.
I was talking to one guy, who's bike im hopefully buying, and he said he only has liability and collision really isn't worth it. His insurance is also extremely cheap and he's a brand new rider as well.
I live in a fairly safe town (Around Burlington area) and the bike will be stored in a security system secured garage, so I'm not too concerned about theft. I don't plan on really leaving it parked anywhere unsafe either. Fire... If it catches fire, so be it.. I feel like I would spend more on insurance for that than what the bike is worth before/if it catches fire.
I was talking to one guy, who's bike im hopefully buying, and he said he only has liability and collision really isn't worth it. His insurance is also extremely cheap and he's a brand new rider as well.