Well I've kind of done up the V-star a certain way -- bags on it are out.
And it does notoriously handle like a pig in slow speeds and around town.
So it seems thanks to all your advice (thanks so much everyone) I'm down to a 1250 Bandit, the Triumph ST and the FJR.
Went to see an 05 Bandit last night. Nice, though would want one where a lower fairing is available.
Looks like the FJ will be the most comfortable riding position for me. the others would be close runner ups.
If anyone knows of anyone selling something (pref. in black), let me know.