Premium Reduction Due to Lockdown?

[zezzima]

I'm wondering if anyone has claimed a premium reduction since we can't go out under the stay at home orders. A month and a half of not riding should warrant a reduction in the insurance premium shouldn't it?

 

[TwistedKestrel]

I don't disagree but I wouldn't hold my breath

 

[GreyGhost]

I don't disagree. It's a soft lockdown with a million exceptions though. You can easily ride your bike during the period (whether that is advisable or a good idea on the other hand is a harder question to answer).

My car insurance gave me $35 back last year (total for the policy, not per vehicle). A token at best.

If you're not going to ride it, you can try to suspend liability and drop back to comp only but most insurance companies don't like you doing that.