No UVIP... did I just get screwed?

  • Thread starter Thread starter SlayerofSouls
  • Start date Start date
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Ok update 2: Spoke to the bank, they will provide ALL the information to the dealership not me.

Waiting for a call from the dealership.
 
SlayerofSouls said:
Ok update 2: Spoke to the bank, they will provide ALL the information to the dealership not me.

Waiting for a call from the dealership.
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Once the dealership gets all the documents, they will simply hand it over to you and there you go, problem solved.
 
I would not recommend threats. Trust me you get farther being polite than you do swearing and threatening. If someone says they can't help you, you aren't speaking to the right person. Always ask for the ph# when you get transferred and ask to speak to a supervisor.
 
Spoke to the bank, they will only provide the information to whom the lien is registered to.

That person cannot be reached.


I may just have the bike delivered back to the seller and get my cash back. Will have to pay transport costs.
 
If you have the ownership under your name, they should be able to give to you. I can't see a reason for the hold up.
Disclose to them that you have purchased the vehicle and you intend to put it on the road.
 
I'm sure this applies to many current bike owners as well who may have once had a lien on their ride. Paid off but not released by the lien holder. Would be a rude surprise to find that out when you go to sell it. Should always insist on the lien holder at least providing you with a release letter once the lien's paid off. That way, if it shows up years later on the UVIP that there's a lien - you have instant resolution by producing the lien holder's release letter.
 
banks are just taking me in circles. They can only provide details to whom the lien is registered against.

I am not threatening anyone, just advising them of legal options.

Good lesson learned here.


The way I will handle this, I have ordered a truck to come to pick up the bike. I will deliver it to the seller who will refund my money minus 50 (for the safety) I am responsible for delivery charges.

So I am out of pocket 200 bucks.


My risk is the seller doesnt show, then I will go with my original idea of using a bat :D lol

Lets see



Its really the dealers **** up, but as a buyer I should have been more careful.


I guess the best way to approach this is 1) Get the UVIP and dont trust anyone.

I trusted the seller because he showed that he paid in full. I assumed a dealer would not sell a bike with a lien against it. I will still contact omvic and register a complaint against the dealership.
 
Last edited:
SlayerofSouls said:
Spoke to the bank, they will only provide the information to whom the lien is registered to.

That person cannot be reached.


I may just have the bike delivered back to the seller and get my cash back. Will have to pay transport costs.
Click to expand...

They are lying, I was not the person the lien was registered too. Just like you I was the 2nd or 3rd owner after the lien, and I still cleared it up with them, it was a Scotia Bank loan in my case...It wanst easy, like I said it took a week of phone calls, but I got it done the way I posted
 
Whoevers name is on the ownership is who the bank will provide the release letter to. Think about it. The lien is against your property (if its in your name) which means they can take it away from you without notice. You need a letter from them saying they no longer have any interest in the vehicle
 
my head is hurting

joe-_jbtfsplk.jpg
 
I hope this gets resolved and you can enjoy your new bike soon!
 
If there is nothing owing get out there and ride and deal with the bureaucrats later....geez.....tempest in teapot.
 
JohnnyP636 said:
They are lying, I was not the person the lien was registered too. Just like you I was the 2nd or 3rd owner after the lien, and I still cleared it up with them, it was a Scotia Bank loan in my case...It wanst easy, like I said it took a week of phone calls, but I got it done the way I posted
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You make perfect sense. Also beware if the bike originates from Quebec, as their laws arent as strict as Ontario. I spoke to a dealer regarding this.
 
Final update

I spoke to everyone involved, the dealership, my seller and HSBC. The points made on the forum was spot on, however the people I spoke to were all providing me with conflicting information.

The seller told me that he cleared everything with the bank and dealer (lie) I spoke to the dealer immediately after to determine if it has been resolved and the dealer told me the bank refused to provide any information.

Sure, I could have registered the bike to me and spent trying to rectify the issue, but is it worth it, plus there are too many people involved. Lien Man, Dealer, Seller, and myself. Total mess right there.

The seller gave me a small window to cancel the deal. I jumped on it. I hired a truck to pick up the bike today. Seller gave me until 5.30. He changed the meeting point address 3x. and imposed a time conditions.

Regardless, made it there on time. Collected 4300 (50 loss on safety), paid 141 to the truck driver and 20 for the uvip. So a hit of 200.

At least im free from this mess.

It wasnt the seller's fault, it was the dealer that should not have sold the bike without release papers. Glad everything is straight.

Def learned a **** load and will never buy a bike without a uvip.
 
Glad the seller was decent enough to take the bike back. Just shows that there are still decent people out there.
Good luck with the hunt.
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