M1 Insurance

S

SurrealTrip

Well-known member
Do any companies offer short term M1 insurance? I'm looking to get a bike to practice before I go for my M1 exit course. My current insurer doesn't insure anyone until they have their M2.

Any suggestions on how to get some practice in?
 
SurrealTrip said:
Do any companies offer short term M1 insurance? I'm looking to get a bike to practice before I go for my M1 exit course. My current insurer doesn't insure anyone until they have their M2.

Any suggestions on how to get some practice in?
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M1X is all about low-speed, parking lot maneuver type stuff. Can you have a buddy ride the bike (you drive a car with your gear in the trunk or ride pillion) to a vacant parking lot to practice stuff there?
 
Blackfin said:
M1X is all about low-speed, parking lot maneuver type stuff. Can you have a buddy ride the bike (you drive a car with your gear in the trunk or ride pillion) to a vacant parking lot to practice stuff there?
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Looking at buying a new bike, so to even get it out of the dealership door I need the insurance. Good ol catch 22!
 
Right, of course. Would still need to have the bike insured to ride there anyway...

Are you nervous about the M1X? Courses provide their own bikes and it's pretty simple. They start with "this is how the sidestand works"; they understand going in that some people have never touched a bike before and tailor the courses accordingly.
 
take the M1 beginner training. You will practise/crash with their bike and they will have you pass the M1 exit test. Go buy a bike only when you have your M2 in hand. Not the other way around or you will pay much much more for your first year of insurance. You can't buy 2 month of insurance and barely anyone wants to touch M1 so the price will be way high. Good luck


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Not nervous, I just like being prepared. I have some history with dirt bikes and some street bike use when I was a kid. But puttering around to warm it up would be nice.

What about borrowing a friends bike? I'm worried about dropping someone else's bike but that may be a good option. Opinions on borrowing a friends bike for some parking lot rolling?
 
SurrealTrip said:
Not nervous, I just like being prepared. I have some history with dirt bikes and some street bike use when I was a kid. But puttering around to warm it up would be nice.
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Puttering around is exactly what the first couple of hours of the course involves. And you'll be on a bike that's been dropped a gazillion times already.

What about borrowing a friends bike? I'm worried about dropping someone else's bike but that may be a good option. Opinions on borrowing a friends bike for some parking lot rolling?
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If you have a friend with a beater (i.e. it's been down a few times already) 250 that doesn't mind it possibly going down again, all you can do is ask. It the sort of thing that can strain a friendship though.
 
SurrealTrip said:
Looking at buying a new bike, so to even get it out of the dealership door I need the insurance. Good ol catch 22!
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Did you get "theoretical" insurance quotes for when you have your M2? Buying a new bike that's presumably financed means you'll have to carry full coverage which for a new rider can be cost prohibitive - go in with your eyes wide open and make sure you get some firm numbers (if only theoretical until you actually get the M2) so you don't get a shock afterwards. In other words, don't buy a bike you discover you can't afford to insure.

And I'll x2 taking the M1X course.

If you REALLY want to insure the bike first Riders Plus will insure with an M1 only, and they also give you a 30 day window in which if you take the M1X course and pass they'll re-rate your policy accordingly.

That said, it was my personal experience that there are much lesser cost options out there once you just have your M2.
 
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