Doug has made insurance worse, again

Evoex said:
How are you going to calculate risk/payout for someone driving a civic then jumps into a ferrari and totals it?
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The same way they do now when I borrow your Jag.

If I own them both then my insurance assumes I'm only driving the most expensive one.
 
timtune said:
The same way they do now when I borrow your Jag.

If I own them both then my insurance assumes I'm only driving the most expensive one.
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Right now insurance follows the vehicle. If you crash it, I pay.

They are proposing insurance follows the person. If you crash it, you pay?
 
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