It looks like car insurance has some opt out choices available down the road but will they be available for bikes.
www.ibc.ca
The worrisome part is some people may cut coverage and pay for it for the rest of their lives or become dependent on the taxpayer.
IMO the savings don't justify the loss in coverage.
I can't help but feel if you want to add coverage it costs an arm and leg. If you cut coverage they only give you the finger.
Ontario Auto Insurance Changes
As of July 1, 2026, some accident benefits that were previously included in every Ontario auto insurance policy will be optional. Here’s what you need to know when purchasing a policy, or when it’s time to renew.
The worrisome part is some people may cut coverage and pay for it for the rest of their lives or become dependent on the taxpayer.
IMO the savings don't justify the loss in coverage.
I can't help but feel if you want to add coverage it costs an arm and leg. If you cut coverage they only give you the finger.