Car Insurance Question | GTAMotorcycle.com

Car Insurance Question

D

Delboy

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Mods, feel free to delete if it’s off topic

My in-laws have their car insurance through the Royal Bank which I guess is Aviva. They have a little Honda CRV and when they got their renewal it had gone from $1400 for both of them to $3600. No changes, no accidents, no tickets and they are an older couple. I just thought it was “excessive”. IMHO the Royal just don’t want the business.

Anyone had a good experience with a company or broker for their car insurance?

Thanks
 
Delboy said:
Mods, feel free to delete if it’s off topic

My in-laws have their car insurance through the Royal Bank which I guess is Aviva. They have a little Honda CRV and when they got their renewal it had gone from $1400 for both of them to $3600. No changes, no accidents, no tickets and they are an older couple. I just thought it was “excessive”. IMHO the Royal just don’t want the business.

Anyone had a good experience with a company or broker for their car insurance?

Thanks
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That is unusual. I just bought my parents a Mazda CX5 AWD, they are paying $1400/year through TD for $2M and the GT package (accident forgiveness, car rental etc). They are in their late 70's, they car gets less than 20K a year, they have good driving records.

Aviva has different rates than Royal, might be worth a call to a broker, TD or DesJardins.
 
Mad Mike said:
That is unusual. I just bought my parents a Mazda CX5 AWD, they are paying $1400/year through TD for $2M and the GT package (accident forgiveness, car rental etc). They are in their late 70's, they car gets less than 20K a year, they have good driving records.

Aviva has different rates than Royal, might be worth a call to a broker, TD or DesJardins.
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That is still really expensive for someone with extensive insurance history, wow
 
Delboy said:
Anyone had a good experience with a company or broker for their car insurance?
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Nope Never, they all suck money out of you equally well and should be trusted about as far as you can throw them,
 
Did they call and ask WHY?

I had a massive error on my insurance record 10 years or so back that caused something similar to happen to me. Turned out someone who had been in a minor (not my fault) fender bender with me a year or so prior had subsequently misrepresented things with their own insurance company and then it spilled over to my insurance company as not only an at-fault, but as a "Failed to report".

Thankfully I'm a big believer in CYA so I had a paper and email trail a mile long that remedied things in short order and my rates actually dropped instead of doubling at the renewal.
 
ChaseStuntz said:
to be honest you have a bad broker or agent. Give me a call And I can save you money as long as your not a high risk driver.
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I had to deal with the insurance company of the guy who hit me so it wasn't even my company or agent
and let me tell you it was a very very bad insurance company experience.
Other guy was 100% at fault, not that it matters once you have been turned into a hood ornament. <- DO NOT CLICK ON THAT I didn't put it there!
 
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Am currently in "conversation" with M&W (after having spoken to others) and they seem to be a notch up.
Hint: get your Autoplus report from CGI before talking to brokers/Ins Cos and you will be armed with knowledge that they pretty much refer to.

"four wheels good, two wheels better"
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