Buy now or wait till after safety training?

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AF4iK said:
My bad, I assumed you were buying new. Doesn't change my advice though as you have to pay sales tax on the full price of the bike at a dealer. It's also rare for me to see a really tempting deal on a used bike from a dealership so you must've come across a gem. Jump on it if you're in love but otherwise wait it out. Like anything, you gain a better understanding of what you want with experience. You might feel differently about your choice of machine after the course. It happens.
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http://www.gpbikespowersports.com/new_vehicle_detail.asp?veh=260498&CatDesc=&pov=3152680#detail

This is the one I was looking at, but like I said they already sold it so I will wait until after the course.
 
Daakuryu said:
I...AM...NOT...BUYING...A...NEW...BIKE...

I am buying used from a dealer... there is a ****ing difference.

I can afford the financing payments, I can afford the insurance, gas and my bills while still putting money aside for ****, dropping money in my RRSP and eating out every day if I want to. That financing will be paid off in a year, year and a half tops.

I'm not some 18 year old fresh out of diapers, I'm 34, I have a comprehensive budget software that tells me what I can and can't afford, trust me when I say it does a better job than you can; I programmed it my goddamn self.

As for gear, you say buy cheap gear, everyone else says don't skimp out on gear unless you want to get hurt and go leather I'm inclined to trust someone who believes in being safer rather than cheaper.

I am seriously getting annoyed at you folk, the question wasn't should I finance or not; the question was Now or After the training course; since the bike I wanted has been sold and I have to wait until they get another 250 that point is moot, I will be waiting until after the training.

Thread over.
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Had you provided more information in the first place you might have gotten the benefit of a lot of experience here. But you may not like this but you came across like a teen getting into riding.

Financing a used bike makes sense as long as you recognize the additional insurance cost.

Spending big money on new gear is in my mind a waste of money. Your call
An off road course would likely do more toward your safety
There is a ton of very good gear on Kiji that come from people that spent big then didn't ride much.
Depends on how much work you want to do to save some money.

There should be any number of dealers willing to finance a 250 or 300 Ninja and if you do think you will keep it for a while then newer is better.
Given your age there may be a number of longer life machines that will not impact insurance much and may give you a 5 year run.
The difference in weight and handling on up to 500 is not significant assuming you are not height or strength challenged.
It also depends on the direction you want to do with riding...

Some of the upright riding position models are much nicer for commuting and learning. The new Honda CB500x for instance is a superb starter bike for someone your age and may even be a long term ride for you.

cb500x_12900_nh194______heavy_gray_metallic_front.png


I'll bet you can get the same monthly cost on that and it's $2700 extra well spent in my view.
http://motorcycle.honda.ca/sport/cb500x

Ninja's tho are easy to flip and the dealer might even play ball and move you up when the time comes saving some tax cost.

It's a good community ...make use of it....the more info - the better the advice and you WILL get differences of opinion....don't burn your bridges :D
 
Get the bike if you think it'll be gone after your course.... it'll look nice in your garage and you can sit on it and make vrrrrrrooom sounds until you pass the course...
And if you dont pass the course, or decide riding isnt for you -- you can take a bunch of pics of you on the bike on your driveway for future .... and just sell the bike
 
I highley recomend waiting. Use someone elses bikes (courses) to learn to ride. Crash them if you are going to crash. I teach the cours and have sene people show up already having bought 20k bike. And come sunday afternoon they still do not have the skill level to pass the test. Some people just don't get it. I have also seen people who have done the course, passed and I would feel safe riding with say it not for them. So don't spend cash tell you know for sure its wort it.
 
I suggest wait out until you finish the course to see if you like riding or not. The course is a good eye opener and you can practice it on a entry level bike without the fear of dropping it, grinding gears, stalling, etc.

IMO, you don't need top of the line protective gears. Also, check Royal and GP for sale events.
 
Buy an inexpensive new helmet and a jacket and gloves on Kijiji. Then buy a cheaper used bike. Save on the interest charges, and get the stuff you really want next year with money in your pocket and less risk to your dream bike.
This method worked well for me.
 
Daakuryu said:
I...AM...NOT...BUYING...A...NEW...BIKE...

I am buying used from a dealer... there is a ****ing difference.

I can afford the financing payments, I can afford the insurance, gas and my bills while still putting money aside for ****, dropping money in my RRSP and eating out every day if I want to. That financing will be paid off in a year, year and a half tops.

I'm not some 18 year old fresh out of diapers, I'm 34, I have a comprehensive budget software that tells me what I can and can't afford, trust me when I say it does a better job than you can; I programmed it my goddamn self.

As for gear, you say buy cheap gear, everyone else says don't skimp out on gear unless you want to get hurt and go leather I'm inclined to trust someone who believes in being safer rather than cheaper.

I am seriously getting annoyed at you folk, the question wasn't should I finance or not; the question was Now or After the training course; since the bike I wanted has been sold and I have to wait until they get another 250 that point is moot, I will be waiting until after the training.

Thread over.
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Lol welcome to Gtam.
 
Daakuryu said:
I...AM...NOT...BUYING...A...NEW...BIKE...

I am buying used from a dealer... there is a ****ing difference.

I can afford the financing payments, I can afford the insurance, gas and my bills while still putting money aside for ****, dropping money in my RRSP and eating out every day if I want to. That financing will be paid off in a year, year and a half tops.

I'm not some 18 year old fresh out of diapers, I'm 34, I have a comprehensive budget software that tells me what I can and can't afford, trust me when I say it does a better job than you can; I programmed it my goddamn self.

As for gear, you say buy cheap gear, everyone else says don't skimp out on gear unless you want to get hurt and go leather I'm inclined to trust someone who believes in being safer rather than cheaper.

I am seriously getting annoyed at you folk, the question wasn't should I finance or not; the question was Now or After the training course; since the bike I wanted has been sold and I have to wait until they get another 250 that point is moot, I will be waiting until after the training.

Thread over.
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Thread is obviously not over. We get a lot of kids pop in here with grand ideas, and we try to steer them straight, to do things in a practical manner. You presented yourself like one, thus the advice that you got, you consider demeaning.

If you feel the need to show up at the M1 Exit course dressed like a GP Bikes mannequin with price tags attached, knock yourself out.
 
Daakuryu said:
My biggest concerns about the whole thing is the clutch/shifting and right turns because I've been a passenger on the receiving end of an ******* going "right of way mother****ers!" and engaging ramming speed from half a block away with a yellow up when a friend was doing a right turn in a car; not a fun experience.
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I don't understand the situation you described in this paragraph.

Personally I'd wait. You're more likely to drop the first bike you hop on, regardless of instruction. Better to drop a training course bike than your own. You'll still probably crash your first bike at some point but for many people the shifting messes them up and they stall out and fall over. No need to damage your own bike over something stupid like that.
 
Daakuryu said:
I...AM...NOT...BUYING...A...NEW...BIKE...

I am buying used from a dealer... there is a ****ing difference.

I can afford the financing payments, I can afford the insurance, gas and my bills while still putting money aside for ****, dropping money in my RRSP and eating out every day if I want to. That financing will be paid off in a year, year and a half tops.

I'm not some 18 year old fresh out of diapers, I'm 34, I have a comprehensive budget software that tells me what I can and can't afford, trust me when I say it does a better job than you can; I programmed it my goddamn self.

As for gear, you say buy cheap gear, everyone else says don't skimp out on gear unless you want to get hurt and go leather I'm inclined to trust someone who believes in being safer rather than cheaper.

I am seriously getting annoyed at you folk, the question wasn't should I finance or not; the question was Now or After the training course; since the bike I wanted has been sold and I have to wait until they get another 250 that point is moot, I will be waiting until after the training.

Thread over.
Click to expand...

Wow. Sorry I responded before I read this ****** response by you.

  1. Get the top of the line one piece Dianese race suit, Held gloves, Arai helmet, and Alpinestar boots.
  2. Make sure you get that used bike at a dealership so you can pay more for nothing.
  3. Program some software that gives you all the answers you require so nobody who tries to help will annoy you.
 
unL33T said:
I don't understand the situation you described in this paragraph.

Personally I'd wait. You're more likely to drop the first bike you hop on, regardless of instruction. Better to drop a training course bike than your own. You'll still probably crash your first bike at some point but for many people the shifting messes them up and they stall out and fall over. No need to damage your own bike over something stupid like that.
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I meant left turn, that should make that part less confusing.

RedDogDarren said:
Wow. Sorry I responded before I read this ****** response by you.

  1. Get the top of the line one piece Dianese race suit, Held gloves, Arai helmet, and Alpinestar boots.
  2. Make sure you get that used bike at a dealership so you can pay more for nothing.
  3. Program some software that gives you all the answers you require so nobody who tries to help will annoy you.
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See that's the problem isn't it, people respond without reading. I've said on at least 2-3 different replies; I can handle the financing, it's not a new bike, I'm more interested in safety than I am in cheap. After a while of people going "hurr durr, don't finance a new bike for your first purchase and buy cheap gear that will barely protect you." Wouldn't you be annoyed too?

Yeah I get it I will pay more at a dealer than from Joe Shmoe, But like I've said I will have the bike now rather than in 6 months and I am planning on it being a long term bike, hence why I'd prefer a newer model.

Opinions are fine but what I'm seeing here is brow beating without any consideration for what has actually been said.

Also just because I'm looking at the financing does not mean I'm NOT also looking at Kijiji and other private sales, I'm simply stating that so far the options on private sales are not within my on hand budget.

I mean there's a 98 for $800 but it doesn't start, the seller thinks it's[FONT=Arial, Verdana, Helvetica, sans-serif] an ignition coil issue and it's red. That's about it for affordable.

It comes down to, do I buy cheap gear that wont last in the case of something happening, or do I get something that will last. Do I buy a junker that I'll have to replace next season, or do I buy something that will last me 5-6 years barring any major accidents.

But again that was not the question to begin with.

As for #3; believe me if I could I would, but since AI tech is still not at that point, I'll have to rely on monkey tech [/FONT]:D[FONT=Arial, Verdana, Helvetica, sans-serif].[/FONT]
 
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Daakuryu said:
I meant left turn, that should make that part less confusing
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So your buddy was making a left, got a yellow light while he waited, and a guy coming in the other direction floored it when your buddy thought it was safe to go through? Makes sense now, if that is correct.

Happens pretty much daily to me in Toronto. Usually they'll even run the red. You gotta make sure they stop. The other lanes (who are going to be getting a green) need to wait until the intersection is clear before they go, anyway. Not that most people do.

I'll wait a few seconds but the trucks that will make a left on a stale red while making me miss my advanced left turn green piss me off.
 
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unL33T said:
So your buddy was making a left, got a yellow light while he waited, and a guy coming in the other direction floored it when your buddy thought it was safe to go through? Makes sense now, if that is correct.
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Yep, the other guy ran into my side, hit a small part of my door and everything on the side behind me with his SUV. Shoved us into oncoming traffic of the street we were turning into.

Had to exit the vehicle from the drivers side
 
Daakuryu said:
I...AM...NOT...BUYING...A...NEW...BIKE...

I am buying used from a dealer... there is a ****ing difference.

I can afford the financing payments, I can afford the insurance, gas and my bills while still putting money aside for ****, dropping money in my RRSP and eating out every day if I want to. That financing will be paid off in a year, year and a half tops.

I'm not some 18 year old fresh out of diapers, I'm 34, I have a comprehensive budget software that tells me what I can and can't afford, trust me when I say it does a better job than you can; I programmed it my goddamn self.

As for gear, you say buy cheap gear, everyone else says don't skimp out on gear unless you want to get hurt and go leather I'm inclined to trust someone who believes in being safer rather than cheaper.

I am seriously getting annoyed at you folk, the question wasn't should I finance or not; the question was Now or After the training course; since the bike I wanted has been sold and I have to wait until they get another 250 that point is moot, I will be waiting until after the training.

Thread over.
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That made me laugh out loud.

Welcome to asking advice on the interwebs where most people won't spend the time reading the thread before posting.

I don't understand the "don't finance" comments. I finance when I want something and I don't have the money on hand to buy it yet but I can afford payments. Why does it matter what it is I'm financing?

And the one thing people have not mentioned about buying used from a reputable dealer like GP is that you don't need to worry if the bike blows up in the first month or so. They back it. True that most times you are fine with a private deal but for many the peace of mind of buying from a dealer is worth a bit more dough.
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