Should I get collision? Should I use synthetic oil? Should I get more bling for the bike? All big discussions.
But your long term health and income means nothing??? The watered down standard coverage is crap.
"The following is the summary of the abysmal percentage of policyholders that have purchased optional coverage, by choice or through ignorance of the availability of the optional coverage:
Increased death and funeral – 4.76 per cent
Increased income replacement ($600) – 0.26 per cent
Increased income replacement ($800) – 0.13 per cent
Increased income replacement ($1,000) – 0.17 per cent
Increased medical and rehabilitation to $100,000 – 1.31 per cent
Increased attendant care to $72,000 – 1.22 per cent
Increased medical and rehabilitation to $1.1 million and increased attendant care to $1.07 million – 1.04 per cent
Caregiver, housekeeping and home maintenance – 0.64 per cent
Dependent care benefit – 0.25 per cent
Indexation – 0.29 per cent
Ontario Policy Change Form (OPCF) 48 – Added Coverage to Offset Tort Deductibles – 0.19 per cent"
But your long term health and income means nothing??? The watered down standard coverage is crap.
"The following is the summary of the abysmal percentage of policyholders that have purchased optional coverage, by choice or through ignorance of the availability of the optional coverage:
Increased death and funeral – 4.76 per cent
Increased income replacement ($600) – 0.26 per cent
Increased income replacement ($800) – 0.13 per cent
Increased income replacement ($1,000) – 0.17 per cent
Increased medical and rehabilitation to $100,000 – 1.31 per cent
Increased attendant care to $72,000 – 1.22 per cent
Increased medical and rehabilitation to $1.1 million and increased attendant care to $1.07 million – 1.04 per cent
Caregiver, housekeeping and home maintenance – 0.64 per cent
Dependent care benefit – 0.25 per cent
Indexation – 0.29 per cent
Ontario Policy Change Form (OPCF) 48 – Added Coverage to Offset Tort Deductibles – 0.19 per cent"