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    M1 vs M2 Insurance Costs

    You only need insurance to get the bike plated, not to transfer ownership. I purchased my bike and had it transported to my garage. Then because of the price difference in insurance I waited until after taking the M1 Exit and getting my M2 before I insured and plated it. I ran into the same...
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    Looking for a nice & decent beginner sport bike 250cc

    Nice! You can't really go wrong with the Ninja 250's. They're a great little bike, and because there's always people looking for smaller bikes you can sell it for pretty much what you paid for it in a few years if/when you want to upgrade. I had a lot of fun on my Ninja, the riding position just...
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    Looking for a nice & decent beginner sport bike 250cc

    I had a 2008 Ninja 250 which was a great little bike. My only two complaints were I didn't like the riding position (somewhat bent over, but not the aggressive lay-on-the-tank of some of the true sports bikes) and being carbureted. I know some people swear by carbs rather than fuel injection...
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    Dodge Grand Caravan

    Yeah, I asked a GM dealer a few years ago what they had for my family with three out of the four kids in car seats (meaning a 3-row SUV wouldn't work because you can't fold the seat forward with a car seat in it), and they said "The Orlando." I asked him where the stroller and diaper bag and...
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    Dodge Grand Caravan

    Are you looking for it as a cargo hauler, or for passengers? With 4 kids, I've done a lot of minivan shopping! If you're looking for comfort, I have a 2015 Kia Sedona (they revamped that year) and love it. The fit and finish is miles ahead of the Caravan, which I have always thought seemed cheap...
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    Turbans vs Helmets

    That's what would scare me most about this. I know the insurance companies can't discriminate based on religion, however can they not simply ask "will you be wearing a helmet every time you ride?" If the answer is no, blammo! You're hit with a massive surcharge. They set rates based on other...
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    M1 vs M2 Insurance Costs

    Ok great, thanks for the info. I'll make a couple more calls on Monday then. I know both Co-Operators and State Farm said there was no way they could write the policy until after I had my M2. I was told by one or two people (I forget which company) that it was either the $1600 for the year if I...
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    M1 vs M2 Insurance Costs

    Actually, I think Dalton I had just done the online quote for and it was $812 (just did it again), but that's based on having my M2. When I entered M1, it came back at $1789 as being the cheapest! Maybe I'll give them a call on Monday. I've called so many places I'm losing track of who I've...
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    M1 vs M2 Insurance Costs

    This is off the Ontario web site under renewing a license: Novice licence expired less than 3 yearsLicence type: G1, G2, M1, M2, M2-L Status: expired, cancelled or suspended for up to 3 years Process: when you reapply for a new licence, you do not have to serve the mandatory waiting periods. You...
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    M1 vs M2 Insurance Costs

    Yeah, but it's getting an unplated, uninsured bike to the parking lot that's the issue! It just seems like a big barrier for anyone starting out. And I tried to convince insurance companies, but they said that it's against their rules; until my M2 is registered with the ministry, they're...
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    M1 vs M2 Insurance Costs

    The problem is it only counts if the course has been done within the past 3 years. They don't care that I did it 8 years ago and rode for four - they consider my a brand new rider. Even Jevco who I used before won't count the four years I paid them. I never should have let my M2 expire!
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    M1 vs M2 Insurance Costs

    I got my M1 last month, but since I got it within 3 years of my M2 expiring there are no wait times. I can take my M2 at any time. I'm signed up for the course at Durham College the last weekend of May, so I'll go get my M2, plates and insurance all on the 30th. The two weeks I'm talking about...
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    M1 vs M2 Insurance Costs

    8 years ago, I got my M1 and M2, rode for four years, then sold my bike and made the mistake of not obtaining my full M. Now that I've decided to get back in to riding, I'm considered a new rider, which I'm fine with. Bought myself a cheap little GW250F which I'll be picking up next week. The...
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