Traded my FJR for a K1600. Never looked back. Not slamming the FJR. Great bike. But designed in the early 2000's with few updates. Redesigns cost money. Yamaha got their investment back decades ago.
Depends. I'm soon to be retired. I don't need income replacement or caregiver benefits. No need for housekeeping or home maintenance coverage. My estate would cover me and my wife's funeral.
I also don't purchase life insurance for my appliances.
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