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Pretty broad question with no right answer as there are way too many variables. Some important things to keep in mind. You don't need to answer them here but you should have the answers for you. What type of account (eg rrsp, tfsa, non-registered) are your investments in and why is that the...

Maybe. Even if it's not a complete scam, sometimes too good to be true pricing is NOS helmets that have almost aged out even though they are technically new in box. In either case, not somewhere I would be sending my money.

While I haven't personally had an AFCI fail, I would be shocked if they lasted as long as dumb breakers. So more money up front and some recurring revenue.

Wife and I went to owls head for a few days. The ripsticks were a welcome relief to the knees. I'd start the day on slalom skis and when I started to get too tired to keep them stable, switch to ripsticks and head for the trees. Tons of fun.

30m for recirculating or 4 storeys. That exempts most houses.

2x6 was 1985 or so. Hrv was 2017. Exterior insulation was 2017. I dont think Hot water recirculating is required.

Disney cruise for 5 people for 10K or less would be a miracle. Probably over 10K USD plus flights.

We went to an all-inclusive in DR last year. Not much different than Mexico imo. Staff was friendly and I have close to zero Spanish ability.

Ponzi scheme collapses, 120 winners, 116 losers. Dozens of cops on the winning side including the head of fraud for Halton. What are the odds? https://www.thespec.com/news/crime/ponzi-police-halton-grozelle-appeal/article_7fc79315-8714-5683-82a2-729c9969b1ba.html

Afci is arc-fault breakers. Needed on almost every circuit now. Thousands of dollars with almost zero benefit and many downsides. Basically profitable witchcraft engrained in code.

And some behind the scene changes that require many more hours of engineering with zero benefit. That applies to multi-family. I'm not sure if single family has similar turds.

If the money from the house has no purpose later in life or in the estate, it may be a worthwhile roll of the dice. Best case, you have hundreds of thousands more to enjoy life with while remaining in your home. Worst-case, investments drop and it sucks some of your existing cashflow. Smart...

Average price is interesting but it's hard to draw conclusions from. The uber-expensive houses can afford to wait until the market is friendly to sell and many are just a store of wealth). Median is almost always a better descriptor of a market.

They were out completely. No attempt to negotiate. Just said after home inspection that they were withdrawing offer.

A friend was part of a five house conditional chain. It all came apart when one buyers cousin showed up to a home inspection and even though there was no knob and tube visible and there were letters from electricians that all knob and tube had been removed, the cousin convinced the buyers it was...

FWIW, housesigma's guess for my house also goes to the nearest $100 and is more than $150K lower than the RBC calculator. Garbage all around.

I track our house value for interest but in 100K increments. Anything finer than that is just guessing (and the 100K bucket I expect could still be wrong). I ran the RBC calculator and do not agree with its output (and it estimates to the nearest $100 so it is written by morons and/or marketing...

That one will be in the ballpark of $1M.

A fool and their money are soon parted. Rappers and sports ball people are the target demographic for RM.

I think all skiers were wearing airbag vests to protect their core in a crash (at least for the fast races). That's a good step with minimal downside. While I understand why racers set their bindings so tight as a premature release can trigger a crash with catastrophic consequences, watching...