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So they will be going after cyclists??

I'll be delaying CPP probably till 67 - 68. Want to use up some of our RRSP's first.

Only financial strategy I ever had was work a lot, pay off debt as early as possible, and save. Live within your means. I know, boring but being consistent for 40 years has worked for us.

How I feel as well. If possible should have different areas to draw from. Like cash (GIC's) to ride out a down market to avoid locking in a loss.

This. Plus if you die (when) any unused amount gets added to your income the year you pass. RRSP's only defer taxes. Yea I know most people will have less income in retirement so taxes should be less. But if well funded, tax planning is a must.

Retiring at the end of next year. I'd say medium risk tolerance. We have other investments as well so more than 1 place to draw from. We stoped contributing to our RRSP's about 5 years ago as I felt to much is a negative re tax planning. Tired of paying my advisor fees after 30 years. I'll...

Anyone have any thoughts on what ETF's I should be considering? Someone I know mentioned XAW

They get a % of what you pay.

Special car.

Glad you're both mostly ok. Could have been a lot worse. So do you feel lucky or unlucky?

it's Brampton.

RIP

They'll get you next year!;)

You and I would think so........

Go to "ride the highlands" site.

I've done 90% of those roads. Enjoy!

If anyone needs some help, they do. Thanks for posting

Can't have much of a plan when not one Toronto Mayer has had the balls to raise property taxes. Until recently.

I don't think it is a big shock to anyone that luxury items suffer from deminishing returns.

I've experienced that as well. Guess my time was worth nothing.