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My mortgage broker gal pal told me a story of a couple of her clients . One had a ‘spec’ house that he bought with the minimum down , was promptly under water when he could not rent it for his monthly mortgage, he failed to pay two years taxes and in the middle took a twenty k loan to fix some...

I’m no real estate investment guru , but I sense if supply outstrips demand , it’s not what you can consider an investment in the traditional sense . When you need to sell other assets or use other cash flow to prop up the “investment “ and cover its debt , and there is no sunshine on the...

I have a Tudor Pelagos titanium , blue face . I think it’s nice but yes it was a bit spendy’er than Citizen . Anybody else been just shopping and notice Omega and Tudor , and I assume others all jumped ten to twelve percent in the last month? I thought I needed a Tudor black bay / white dial ...

Unless you own and F’n Toyota . Bought a factory rim set and winters tires from the dealer . Only Toyota senors will fit in the rim , aftermarket had a different configuration and it was a no go. And Toyota can only store one sensor set , put the summers on and it’s another $thirty dollar...

Today a Mido beach sand wave dial diver followed me home . It wasn’t really on my radar but it ticked most of the boxes for me . And my wife really liked it . Good to six hundred feet depth lol Sent from my iPhone using...

You will get the annoying low tire pressure signal on your dash and may get text on the multi function display . Otherwise as ToSlow said No . Sent from my iPhone using GTAMotorcycle.com

@mimico , try a shot and put a half teaspoon of room temperature water in it. It releases the aroma to the nose and takes the intial bite out . Its a scotch drinkers thing , but it also works with high end rums .

We lost a Cummins engine in a Peterbuilt tractor , third party analysis showed bad oil . It was Castrol , had been changed at regular interval and always with the same oil in the same shop . I had heard of ‘bad oil ‘ but had never seen it first hand . Castrol handled it very professionally and...

Hope nobody waves a can of coke near that jug . Sent from my iPhone using GTAMotorcycle.com

Where did you happen to find that bottle of Foursquare? That’s an expensive but very nice rum Sent from my iPhone using GTAMotorcycle.com

James and Barton is the edge of the Portuguese district and home of the art community. Yeah it’s got the drug rehab center but you also have the CF barracks and a bunch of very cool restaurants. And Art Crawl every summer . It’s an ok spot . Sent from my iPhone using GTAMotorcycle.com

I’d probably use teak oil , since I have a gallon . You can use linseed oil but be sure it’s boiled not raw ( boiled is not actually boiled in has driers added , raw stays wet for ever) . You could use any finishing oil really . If you get teak oil from CTC in the boat section it has a UV...

The modern Toyota engine is built to very tight tolerances ( ok not the Tundra ) and the OW is just fine . Personally I’ll never go sixteen K , I’m a seven eight K guy because it’s cheap and I’m cheap . Engine repairs are expensive. Toyota has a small army of engineers and analysts testing this...

James and Barton is actually nice compared to Sherman or Wellington Sent from my iPhone using GTAMotorcycle.com

@madmike, your advice is where I am , RBC wealth management, seperate house from a bank branch , my fellow has a 1mil entrance point , but so much of his business is organic, Mom has money there, so kids go there , Granny starts an RESP for grandchikld and now investment guy has 6-8 clients ...

There is nothing in my portfolio that is morally or ethically driven . Gas , oil , munitions and arms , used to be pot , now pharma and tech . Even the evil tech , I can wear Birkenstocks and street preach once my yacht is paid off …. Sent from my iPhone using GTAMotorcycle.com

whomever throws in for the job just needs to actually realize how deep they have dug the hole they are in and just stop with the social pandering . thats the problem with socialism , you eventually run out of other peoples money

I’d advise talking to a legitimate financial planner , not the guy at the bank that took three courses . And have a plan. It’s ok to double the mortgage, but have a plan to pay it out before day X hits . You’ll get lots of advice to keep the mortgage and pile spare cash into the market . Ok ...

I told the owners of my company it’s a firm line in the sand , Mar thirty first , one says , we asked for one years notice, I said I gave you five months and only now are you in panic mode . They proposed maybe I would do part time ( I’ve been part time for a decade , they just didn’t know lol )...

I dont look at investments often , I pay the guy at RBC to look at it. Its been very nice for the last three years. I plan on retiring in March, I dont want my epitaph on my tombstone to read , Pete wishes he sold another lift of 2x4's . I plan to spend more time being engaged with the portfolio...